Grow your funds with peace of mind - We Got This- Jumbo Rates at Small Minimums - Special rates as high as 1.15% APY / $500 Minimum Deposit / No early withdrawal penalty / one time rate boost / not affected by impact to the economy

If you're looking to securely grow your money, a CD could be the right option. A Certificate of Deposit, commonly known as a CD, is a type of savings account with a secure guaranteed rate for a disclosed term. One of the most attractive aspects of a CD is that it's a relatively safe investment for your money. When you open a CD, you make a commitment to keep your money in the specified account until it reaches its designated maturity date. Quite often, the further out the maturity date is, the higher your interest rate could be. CD's are an effective way to allow your money grow at a great rate and is not affected by impacts to the economy.

Summer Certificate Rates

Term
Membership Level
Minimum
to Open2

Minimum Balance

Interest Rate
APY1
7 month
Basic/Value
$500.00
$500.00
1.50%
1.51%
7 month
Select
$500.00
$500.00
1.60%
1.61%
7 month
Premium
$500.00
$500.00
1.75%
1.76%
13 month
Basic/Value
$500.00
$500.00
1.50%
1.51%
13 month
Select
$500.00
$500.00
1.60%
1.61%
13 month
Premium
$500.00
$500.00
1.75%
1.76%
20 month
Basic/Value
$500.00
$500.00
1.50%
1.51%
20 month
Select
$500.00
$500.00
1.60%
1.61%
20 month
Premium
$500.00
$500.00
1.75%
1.76%
31 month
Basic/Value
$500.00
$500.00
1.65%
1.65%
31 month
Select
$500.00
$500.00
1.75%
1.75%
31 month
Premium
$500.00
$500.00
1.90%
1.90%

 

 

Summer Jumbo Certificate Rates

Term
Membership Level
Minimum
to Open2

Minimum Balance

Interest Rate
APY1
7 month
Basic/Value
$50,000.00
$50,000.00
1.50%
1.51%
7 month
Select
$50,000.00
$50,000.00
1.60%
1.61%
7 month
Premium
$50,000.00
$50,000.00
1.75%
1.76%
13 month
Basic/Value
$50,000.00
$50,000.00
1.50%
1.51%
13 month
Select
$50,000.00
$50,000.00
1.60%
1.61%
13 month
Premium
$50,000.00
$50,000.00
1.75%
1.76%
20 month
Basic/Value
$50,000.00
$50,000.00
1.50%
1.51%
20 month
Select
$50,000.00
$50,000.00
1.60%
1.61%
20 month
Premium
$50,000.00
$50,000.00
1.75%
1.76%
31 month
Basic/Value
$50,000.00
$50,000.00
1.75%
1.76%
31 month
Select
$50,000.00
$50,000.00
1.85%
1.86%
31 month
Premium
$50,000.00
$50,000.00
2.00%
2.01%

 

 

1APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.

2Minimum account opening deposit of (CD $500/Jumbo $50,000) new money required. APY is based on the assumption that funds will remain in the CD account until maturity. Interest rates will vary based on membership level. Penalty waived for early withdrawal. Terms and interest will change at maturity. A $5.00 deposit to a Member Savings Account is required and will establish your membership. We Florida Financial has the right to change or withdraw this offer at any time. Offer not valid after 8/31/2022