Retirement

The right time to start saving for your future is now, and an easy way to start is by opening a We Florida Financial Individual Retirement Arrangement (IRA). We offer Traditional and Roth IRAs, each with long-term benefits of tax advantaged savings.

With our no minimum IRA Savings, it's easy to open and add to your account whenever you choose.  You can also choose the convenience of automated savings through payroll deduction.  Or you can invest in an IRA Certificate of Deposit to lock in a greater rate of return, with a minimum of only $500.


Choose the IRA that’s right for you.

Traditional IRA

Choose the Traditional IRA if you want the tax deduction right now.  Many people can deduct contributions to Traditional IRAs on their tax returns.  Traditional IRA’s also make sense if you anticipate paying taxes at a significantly lower rate in retirement.  All earnings may be tax deferred. 

Roth IRA

Choose the Roth IRA if you don’t need a tax break right now.  Eligible contributions to the Roth IRA may be non-deductible, but qualified distributions may be generally considered tax-free. There may not be any mandatory distributions at age 70½ and qualified distributions may not be subject to a federal tax penalty.  

Call us at 954-745-2400 or 800-230-0200 and select option 4.

The above statements are not intended as tax advice. Your tax situation may be difficult. Please consult a tax professional for further details.


Coverdell Education Savings Account

A Coverdell Education Savings Account (ESA) is an account created as an incentive to help parents and students save for education expenses. Contributions to a Coverdell ESA may not be deductible, but your savings grow tax-free until distributed.

Call us at 954-745-2400 or 800-230-0200 and select option 4.

The above statements are not intended as tax advice. Your tax situation may be difficult. Please consult a tax professional for further details.