Auto Loans

Whether you're buying a vehicle at the dealership, purchasing from a private party, buying out a lease, or refinancing a non-We Florida Financial loan, we’ll arrange and provide everything you need.

Vehicle Financing and Refinancing

At We Florida Financial you're a step closer to driving your dream car, thanks to our flexible car financing options. As one of Florida's most trusted credit unions, we are committed to helping you buy and finance the car that is right for you.

  • New Vehicle Loans:    Vehicle loans that finance up to 100% of the MSRP of a new, untitled motor vehicle.
  • Used Vehicle Loans:   Vehicle loans that finance up to 100% of the J.D. Power retail value of a previously-titled motor vehicle. 
  • Refinancing Loans:     We'll lower your rate up to 1% or more and give you a $100 cash bonus. 1
  • Title Loans:        Get the cash you need quickly, without having to sell your vehicle.
  • Special Offer:     Lower your loan rate with your Loyalty Discount*! 
  • Little or no credit? Never had a car loan? Our new First-Time Car Buyer Program may be for you.
Call us at 954-745-2400 or 800-230-0200 and select option 4.

Apply Online 

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As of 1/1/2022, the floor rate is 1.79%.

1Refinance offer is valid for any auto loan that is not currently financed at We Florida Financial. Ask one of our loan officers for details. Loans will not be financed below our floor rate. Refinance cash bonus will be deposited to your savings account when your loan funds. The bonus may be reported to the Internal Revenue Service (IRS) as income. Offer expires 1/31/2022.

Approval for auto loans is subject to credit verification, income level, debt ratio and We Florida Financial's underwriting guidelines. Some restrictions may apply. Members are responsible for paying all fees associated with the loan, including doc stamps, title and lien fees.

*Loyalty discount is 0.25% Annual Percentage Rate for membership of 10 or more years and 0.10% APR for membership of 5 to 10 years.

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