Jen has been with We Florida Financial since 2004.  She has a love / hate relationship with gardening and exercise. On a constant search for the perfect piece of cheesecake. The only Ravens fan in the office.

Jennifer

Act Quickly if you Miss the April Tax Filing Deadline

tax deadline

Although it might be hard to believe, the consequences of missing the April income tax filing deadline can be even more frustrating than completing the return in the first place.

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Jennifer

The End of the Home Equity Loan Interest Deduction – What Does It Mean For You?

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As the saying goes, all good things must come to an end. Homeowners have been able to deduct interest paid on home equity loans and lines of credit for decades. Thanks to the new tax law, that deduction is now gone.

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571 Hits
Jennifer

Vehicle Refinancing with We Florida Financial

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When Should You Look into Vehicle Refinancing

First-time car owners aren't all the same. Some may spend plenty of time finding the best deal while others let down their guard and trust whatever financing the local dealership offers. If you've realized too late that you signed up for a bad deal, vehicle refinancing can give you some breathing room in your budget and extra savings in your wallet.

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1366 Hits
Jennifer

Car Loans: What Lenders Look For

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Increasing Your Approval Rate for Car Loans

When shopping for car loans, you may be wondering how different lenders come up with a range of rates for you. While they may have their own formulas and calculations, they are generally guided by the three C’s: collateral, capacity to repay, and credit history.

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1204 Hits
Jennifer

First Time Home Buyer Loan: Maximizing Your Budget

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How-to's for the First-time Home Buyer: Getting a Loan and Staying Within Budget

If you're a first-time home buyer, a loan may already be on your to-do list. Here are a few helpful tips to help you through the process:

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1278 Hits
Jennifer

The Best Financial Tips For Buying a Car

woman relaxing on couch with laptop

Spring is a popular time to upgrade your car and enjoy driving something different. We Florida Financial wants to guide you toward making the perfect car purchase with these easy tips!

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1458 Hits
Jennifer

First Time Home Buyer Mortgages

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First Time Home Buyer Mortgages: Mistakes to Avoid

One of the most common mistakes of first time home buyers is underestimating the true cost of home ownership. Unfortunately, this mistake isn't exclusive to first time home buyers. Mortgages in general can be difficult to navigate without guidance, which is why We Florida Financial's mortgage loan officers are always ready to assist members to choose and understand their mortgage options.

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1378 Hits
Jennifer

Car Financing: What Are Your Options?

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Alternative Car Financing: Why Credit Unions are Your Friends

The excitement of driving home in your dream car can muddle your financial decisions. As a result, making a smart car financing decision before you buy your car is often thrown to the back burner. Dealerships know this all too well and use it to their advantage, offering loans that seem too good to be true.

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1159 Hits
Jennifer

Making New Year’s Resolutions With Your Kids

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The New Year is upon us and it is time to improve on ourselves with resolutions. The New Year is a great opportunity to talk to your children about making resolutions to grow as a person, as well. Children can be very receptive to this idea and the younger you start getting them involved, the better.

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1644 Hits
Jennifer

Top Reasons to Own a Credit Card

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Three Top Reasons to Own Credit Cards

Service fees and fears over identity theft shouldn't scare you away from carrying plastic for good. Here are some compelling reasons why you should consider, or reconsider, getting a credit card if you don't have one yet:

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1617 Hits
Jennifer

Mortgage and Debt Consolidation

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Should You Use Your Mortgage for Debt Consolidation?

When interest rates are low, it makes good financial sense to consolidate debt. Here is what you should consider before you refinance your home to merge all your bills into one.

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1762 Hits
Jennifer

Why Wait? First Time Home Buyer Program

couple house hunting with real estate agent

What does timing have to do with your home search? Should you hurry up and buy now, or wait? We Florida Financial’s First Time Home Buyer Program is perfect for people who are looking for affordable home financing, whether it’s now or later. 

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1828 Hits
Jennifer

Car Loans in Florida: Lower Rates from a Credit Union

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Car Loans with Lower Interest Rates at We Florida Financial

When it comes to car loans borrowers usually turn to their banks or the car dealer for financing. But did you know that an auto loan from a credit union provides more long-term benefits?

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1854 Hits
Jennifer

Home Refinancing: Should You Increase or Decrease Your Mortgage

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Home Refinancing: Increasing vs. Decreasing Your Mortgage Term

When it comes to home refinancing, homeowners generally have two options—changing the rate or the term of their mortgage (or both). One isn't necessarily better than the other, as the benefits and advantages will depend on the borrower's goal and current financial standing.

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Jennifer

What is a Gift Letter and why do I need one?

professional consultation

If you’re a first-time home buyer, you may have heard the term “gift letter” when you started to think about getting a mortgage. It sounds too good to be true. Someone can give you a gift to help you buy your first home. How does it work?

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2720 Hits
Jennifer

How to Save Your Tax Refund

couple looking at tablet in kitchen

Maybe you thought about making a New Year’s resolution to save more. If you did, you’re not alone. Forty five percent of Americans “usually” make a resolution, according to research from the University of Scranton. The same data suggests that only 8% of people are successful in achieving their goal. Don’t let that discourage you. It’s tax season. If you’re getting a tax refund, here are some suggestions to help you reach your savings goals.

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2468 Hits
Jennifer

Five Holiday Season Scams

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It's the time of year to spread holiday cheer. We're out purchasing that perfect gift from our favorite retailer or surfing online to fill our virtual basket full of goodies. Either way, we're happy to find the perfect gift for that special someone. This sense of holiday cheer also has a darker side - scams, hackers and fraud.

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3030 Hits
Jennifer

In The Community

CCCU's Street Team

Sometimes the best day at the office isn’t in the office at all. CCCU’s street team is made up of more than 40 smiling volunteers from across the credit union. You’re likely to see us in just about any corner of Broward County. Our mission? To show Floridians how they can earn more and save more by banking with City County Credit Union.

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3131 Hits
Jennifer

When Is a Good Time to Trade in Your Car?

smiling woman leaning out of her car window

I recently had a member ask me when would be a good time to trade in his car for a new one. The member had just recently financed his first car with us, so I wanted to give him as much information as I could to help him with his future needs. I’ve adapted my response below so that it can be useful for other members who may be wondering about the same thing.

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Jennifer

Why I’m Loving the World Cup

cheering crowd at a soccer match

I don’t know why the World Cup was not on my radar in the past. Has it been hyped more this year? Maybe I’ve just been paying attention to sports lately, thanks to the Heat’s run to the NBA finals.

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