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Helping you stay financially savvy.


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Sandra

It’s the holiday season – tips to save your money and your mind.

woman carrying shopping bags

It’s the season for joy and happiness. It’s also the time to shop, shop, shop. The National Retail Federation estimates that Americans spend an average of $940 every year on seasonal expenses. It’s a large amount to spend in a few weeks. More significantly however, the spending is accompanied by frenzy and stress. In fact, the American Psychology Association ranks the pressure of gift giving as one of life’s top four stressors.

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Sandra

For the Empty Nesters Among Us: Loving the Game of Life

woman kayaking 900x500

You used to dream of this time and thought the day would never come. The day when your kids grow up, move out and become financially self sufficient.

Now they are gone and you and your spouse are empty nesters. After years of non-stop parental activities -- rushing to soccer practice, piano, karate, recitals, birthday parties and sleepovers, they are gone. You feel like Usain Bolt after the 100 meters – accomplished, happy and a wee bit sad.

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175 Hits
Sandra

5 Tips on Caring for Your Aging Parents Without Going Broke

man at cafe; photo by Jeff Sheldon on Unsplash

"Once a man, twice a child.” People from the Caribbean know exactly what that means. It’s the inevitable circle of life. Humans begin life as helpless children and later, we again become dependent on others for assistance. In our forties and fifties, we will all see our parents aging and becoming more dependent. Then before we know it, the tables become completely turned and we begin to assume the role of caretakers.

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987 Hits
Jennifer

Making New Year’s Resolutions With Your Kids

mother and daughter having fun in kitchen

The New Year is upon us and it is time to improve on ourselves with resolutions. The New Year is a great opportunity to talk to your children about making resolutions to grow as a person, as well. Children can be very receptive to this idea and the younger you start getting them involved, the better.

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1644 Hits
Social Team

Post Graduation Financial Tips

graduate on campus; photo credit Jonathan Daniels via Unsplash

It's almost that time of year again--graduation season. If you are one of the lucky ones about to turn the tassel, you are probably bursting with excitement about many things. One of these things may be getting your first real salary. After years of making little money, your entry level job may seem you like hit the jackpot. However, it is now more important than ever to be smart with your money. Here are some important tips to ensure you make the most of your money early in your career:

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2894 Hits
Social Team

Kids and Money Management

mother teaching her daughter to garden

Summer has arrived, and kids everywhere are dealing with a sudden spike in free time. As parents, the chances are good that you'll be tapped for a little spending money during the season.

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3411 Hits
Social Team

Student Loan Repayment – made easy!

woman texting outside

Spring is giving way to the earliest stages of summer, and young, ambitious students everywhere are preparing to matriculate.  But, once the caps and gowns are packed away, new grads are going to have to prepare for a harsh reality - student loan repayment.  Crafting a plan to tackle student loan debt doesn't have to be hard or scary, but it does involve some due diligence.  If you're a graduating student about to start the repayment process, here are five baseline tips for staying on top of your loans.

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4898 Hits
Jennifer

Parents: Get Your Kids Off to a Great Financial Start

money letter tiles with bills

May is graduation month. Almost all of us know someone who is heading off to college (how did they grow up so fast?) or getting ready to enter the real world with their first job.

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3460 Hits
Jennifer

Thank You Notes

calligraphy pen and note card

I had a birthday last month, and as I usually do, wrote thank you notes to friends and family for the thoughtful birthday gifts I received.

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3536 Hits
Sandra

Christmas Traditions

atlas of the world

We are scattered all over the world. My siblings, nieces, nephews, cousins and in-laws. Our children now speak Japanese, German, Norwegian, Tagalog, and of course English (albeit the Canadian and British variety). And at Christmas time, each family living in a particular country will celebrate in the tradition of that nation.

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3585 Hits
Elizabeth

How to Save on Baby Gear

baby's room

Every experienced parent I ask seems to swear by one baby product or another and so my husband and I have amassed quite the collection of baby stuff in hopes of having everything we might need to take care of our little bundle of joy. Of course all of that cute, tiny stuff does not come cheap so I'm always on the lookout for ways to save on baby gear. I am definitely not an expert, but I have managed to save a lot of money on some big purchase items with these tips I've gathered along the way.

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3564 Hits
Jennifer

A Penny Saved

a pile of coins on a table

When I was a kid my father would take advantage of a rainy summer day and had me and my two brothers roll coins. It seemed that the empty peanut butter jars of coins he had accumulated were never ending. This was no small task - it took us hours and hours, but I didn't mind. The work was mindless and I liked the sense of accomplishment from seeing the full rolls neatly stacked (was this a precursor to my banking career?).

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3801 Hits
Elizabeth

Planning for a Baby

baby sleeping in a nest surrounded by feathers

When my husband and I got engaged, my mother begged us to have a short engagement and skip right to the business of giving her a grandchild. When we bought our house, my mother-in-law gave us a crib as a house warming gift since she figured we’d need it someday. They certainly weren’t subtle with their desire for a grandchild, but we knew that deciding to have a baby wasn’t a decision to take lightly. So we started planning well before there was even a bun in the oven.

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3956 Hits