charts

We The
Bloggers

Helping you stay financially savvy.


Slider
Social Team

Millennials and Retirement: How To Avoid Falling Short Of Your Goals

We Florida Financial helping Millennials reach their retirement goals.

When millennials entered the workforce at the turn of the present century, they faced an economy impacted by the Dot.com and mortgage industry bubble collapse, and both the automotive and mortgage industries were in crisis. For this highly educated workforce, the uncontrollable economic impact would threaten to leave Millennials employed at lower wage levels - and many without the corporate benefit of a retirement plan.

Continue reading
23 Hits
Tom

Why You Should Attend Sun’n Fun

Why You Should Attend Sun'n Fun

The 45th Annual SUN ‘n FUN International Fly-In and Expo will be held at the Lakeland Linder Airport in Lakeland, Florida from April 2 – 7 this year. I attended last year’s event and I had a blast. This is a huge event with plenty to see and do for at least 2 to 3 days. The great airshows alone are worth the price of admission. If you have just the slightest interest in aviation you don’t want to miss this show. It’s only a 3 hour drive from South Florida. But plan early as hotels in the area get filled up.

Continue reading
35 Hits
Social Team

We Boost Financial Fitness for Millennials

We Boost Financial Fitness for Millennials

As a massive group of individuals that recently transferred into adulthood and the largest generation currently in the labor force, millennials have a big impact on the financial landscape in many ways. As a generation, they stress a number of ideals that impact their relationship to finance, as well as their spending, saving, and investing habits.

Continue reading
27 Hits
Social Team

4 Tips for First Time Homebuyers

first time home buyer

Buying your first home can be an exciting experience. Yet, with that excitement can come a laundry list of items to address to ensure your purchase goes off without a hitch. Give yourself the best chance for success by following the tips for first-time homebuyers listed below.

Continue reading
53 Hits
Sandra

Declutter – With No Regrets

Declutter with no regrets

Help! I am buried in a pile of stuff! What can I toss and what should I keep?

In today’s consumer-driven world, we all tend to over accumulate. Decluttering is not only a popular buzz word but is actually a healthy habit. Getting rid of unnecessary material items helps one to function better in less crowded surroundings and very importantly, eases the psychological stress and anxiety that comes with owning and caring for too much stuff.

Continue reading
89 Hits
Social Team

6 Florida Airshows Not to Miss in 2019

6 Florida Airshows Not to Miss in 2019

The favorable climate and geography of the Sunshine State make it almost uniquely suited to the staging of air displays, and its long show season typically runs from January to November.

The 2019 calendar features a wide range of events guaranteed to appeal to aviation and military history enthusiasts, aerobatics fans, vacationers and families looking for a great day out.

Continue reading
75 Hits
Social Team

How Millennials Can Improve Their Credit Scores

How Millennials Can Improve Their Credit Scores

Last summer, credit reporting agency Experian released some sobering data on Millennial credit scores. Older Millennials, or those between 29 and 35, have an average credit score of only 665, while younger Millennials aged 22 to 28 are an average of 13 points lower, at 652.

Continue reading
96 Hits
Lori

Things to Consider Before Moving

Things to consider before moving

Americans move an average of 11 times in their lifetime. Packing up and moving out of your home is a big undertaking. Especially when you have accumulated years of “stuff”. Moving across town is tough. But moving across the country? Now that can be stressful. I moved from Texas to Florida last year and I learned a lot of definite “to-dos” and even more importantly, “what not to-dos”. If you’re planning on relocating to a different city or even state, here are some things to think about before making the big move.

Continue reading
58 Hits
Social Team

The FAA's ADS-B Mandate - and What You Need to Do About It

The FAA's ADS-B Mandate - What You Need to Do

Automatic Dependent Surveillance-Broadcast (ADS-B) is part of the FAA’s Next Generation Air Transportation System (NextGen) for air traffic control. It’s a satellite based system which allows pilots to see in the cockpit what air traffic controllers are seeing on the ground, including other aircraft and any potential hazards from weather or terrain. Pilots approaching airports will also be able to see the location of aircraft and support vehicles on the ground, and a collision avoidance system is in development.

Continue reading
322 Hits
Social Team

The Real Cost of Owning a Car

The real costs of owning a car

When people are considering purchasing a motor vehicle, they often focus on the sticker price. Even though nobody likes to go over budget and pay more than they have to for a vehicle, it is important to consider the actual cost of owning a car. In some cases, people might be able to afford the car’s sticker price but not be able to afford the additional costs that come with it. With this in mind, how can people figure out the actual cost of owning a car? What are some of the factors to consider? We Florida Financial has done some of the research for you.

Continue reading
76 Hits
Social Team

4 Types of Insurance Coverage You Need for Your Home

4 Types of Insurance Coverage You Need for Your Home

With the excitement of a new home comes the need to protect it. That's where your homeowner's insurance comes in. Choosing the right policy and coverages can give you peace of mind knowing that when disaster hits, you will be prepared for it. So what types of coverages should you have on your policy to best protect your home?

Continue reading
55 Hits
Social Team

How to Temper FOMO and Stay on Budget Year-Round

How to temper FOMO

As evidenced by warnings to avoid keeping up with the Joneses, the fear of missing out, or FOMO as it is known today, has long posed a threat to finances. With the advent of social media, however, FOMO has become more prevalent – and people are financially overextending themselves more than ever before as a result. You can protect yourself and your finances from this phenomenon by becoming aware of the problem and taking smart steps to halt the urge to indulge in this fear.

Continue reading
192 Hits
Sandra

Kick those post- holiday blues!

Kick those post-holiday blues!

It’s official. The holidays are over. As you take down the tinsel and the ornaments, put away the bone china, wash the linens and adjust to the quiet of a house without fifteen guests, you feel a natural depression. How can you beat these post-holiday blues?

Continue reading
159 Hits
Lori

Can you really afford a pet?

Woman with a cat and a dog.

About 5 years ago, my husband and I decided to adopt a tiny, 3-pound puppy we called, Sofia. We rescued her from a dirty, dingy puppy mill. She was actually covered in newspaper ink when we found her.

Continue reading
189 Hits
Sandra

5 Easy Ways to Save in the New Year Without Breaking a Sweat

5 ways to save money in the new year

A Chinese philosopher once said that “the journey of a thousand miles begins with a single step.” Try these tips. You will soon be on the road to financial fulfilment.

Continue reading
185 Hits
Lori

What is life insurance and is it right for you?

What is life insurance and is it right for you?

No one is ever certain about how life will turn out. This is why we often secure our assets and protect our family with insurance: car insurance in case we get into an accident and total the vehicles, home insurance for an unexpected natural disaster, and even pet insurance to secure our beloved furry members of our family.

Continue reading
145 Hits
Sandra

People Helping People

People helping people

It’s the credit union philosophy. People helping people. In the financial world, the credit union strives to improve the lives of our members. We in turn encourage our members to help others in the wider community. In this season of giving, I believe an easy way to do this is to support a worthy cause when we buy presents for ourselves or for loved ones. Here are some worthwhile charities that will give back to others when you purchase their products.

Continue reading
233 Hits
Lori

Debit Cards vs. Credit Cards: Which is better?

Debit Cards vs. Credit Cards: Which is better?

They are both small plastic cards that you can use to buy stuff and you probably have one of each in your wallet or purse. But did you know they each have distinct differences? Debit cards and credit cards can both be great tools to use when purchasing goods and services. Is one better to use than the other? First, let’s find out how each works.

Continue reading
205 Hits
NXG Strategies

Two Minutes and a Phone Call Can Turn Into Identity Theft

Don't fall for a vishing scam.

There are so many things you can do in under two minutes - brush and floss your teeth, make a delicious cheese quesadilla, walk 200 steps, or become a victim of identity theft! These days, identity theft doesn't just come from cyber criminals hacking multimillion-dollar organizations to steal data, it's also criminals gathering data from a simple two-minute phone conversation that could put you at risk for identity theft.

Continue reading
318 Hits
Jennifer

How a Home Equity Loan Can Help You Pay for Home Improvement Projects

How a Home Equity Loan Can Help You Pay for Home Improvement Projects

If you’re like most homeowners, you have a long list of home improvement projects. Some are big like remodeling a kitchen or bath, and some are small, like a fresh coat of paint. Experienced homeowners know that it’s not easy or cheap to do all your improvements at once, which is why most of us chip away little by little at making a house a home.

Continue reading
193 Hits