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Lloyd Gill, President and CEO

Credit Union Auto Loans Are a Better Deal

cu auto loans are a better deal

Did you ever wonder why car dealers want to have you finance at their dealership?  It’s customary in the industry for lenders to pay dealers a fee for these loans, and in some cases dealers are allowed to mark up the rate (APR) and keep the difference.  It’s perfectly legal but I bet you didn’t know about it.  

When you come directly to your credit union, you get a great rate and we have rate discounts for many members.  We offer rate discounts for members in our Premium and Select relationship levels.  If you have certain services with us, such as a checking account and a credit card, you may qualify for additional rate discounts.  We also give “loyalty discounts” to reward members who have been with us for certain periods of time.  And if you take advantage of our We Drive onsite dealer partner, we reduce your rate even further.  Plus we give you lower “new car” rates on pre-owned vehicles up to two model years old with less than 36,000 miles.  We’ve got rates that go as low as 1.74% with all discounts as of October 2019.

Please call or stop by We Drive to talk with one of our friendly staff and start taking advantage of what your credit union has to offer.  

Not a member?  Ask about joining.  It’s easy and open to everyone in South Florida.

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Top 5 Tips for Your First Meeting with a Loan Officer for an RV Loan in Florida

Top 5 Tips for Your First Meeting with a Loan Officer for an RV Loan in Florida

So you've shopped around for an RV loan in Florida and you think you've found the one? As a lender for RVs and boats, we want to get you on the road or in the water as quickly as possible so you can start living out the dream. But we also want to make sure that you have no regrets about your relationship with us.

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What is Car Equity And How Does it Help Me Qualify For A Loan?

What is car equity?

Equity is a nuanced concept, but everyone who owns a car needs to understand it. This is especially true for people who want to refinance their car to pocket cash or pay off high-interest debt.

People sometimes describe equity as how much of an asset you own. However, we may own the t-shirt we're wearing. No one talks about having equity in a t-shirt.

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4 Ways You Can Save Money While Traveling

Ways You Can Save Money While Traveling

Why is it that your money seems to evaporate whenever you are traveling? It is easy for expenses to pile up once you set out on your travels. Here are some tips to help keep money in your wallet while still having a great time on your vacation.

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The Various Ways That Pilots Can Earn Flying Hours

Earn Flying Hours: Several Unique Ways To Do It

There are a variety of certifications and ratings that pilots can earn. Some of these only require a few hundred hours; however, those who are looking to apply for a job with the airlines often need 1,500 hours or more. Furthermore, other positions might even require experience flying multi-engine craft or even turbine time. Therefore, how can a new pilot build flight time? There are a few ways that this can be done.

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Can't Save a Down Payment? There's an Alternative.

Zero Down Mortgage Financing from We Florida Financial

The real estate landscape can be tough for first-time homeowners with no equity. Many people struggle to meet the demands of everyday bills and still find space in the budget to put something away for a family home. Let's take a look at how long you could spend saving for a down home. Then, we'll look at an alternative loan program that can help you get into your dream home faster.

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Consolidated Credit

How to Avoid Imposter Scams

How to Avoid Imposter Scams

July is National Military Consumer Month. It’s a month where the Federal Trade Commission focuses on helping military Service Members, Veterans and their families learn about key consumer protections they need to be successful. For the second year, the FTC is focusing Military Consumer Month on imposter scams. The goal is to help military personnel understand imposter scams and the steps they can take to avoid them. But in reality, everyone can use this advice to avoid getting scammed.

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Consolidated Credit

10 Money-Saving Summer Budget Tips

10 Money-Saving Summer Budget Tips

How to have fun in the sun this summer without taking on extra credit card debt.

Summer has officially kicked off, which means that it’s a good time to set a summer budget.

A summer budget can help you maintain stability over the next few months, so you can avoid credit card debt. With that in mind, the experts at KOFE have some tips that can help you build a budget that will help you stay on track this season.

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Consolidated Credit

Financial Literacy Month 30-Day Check List

Financial Literacy Month 30-Day Check List

April was National Financial Literacy Month and to help consumers expand their knowledge and achieve a better outlook, KOFE created a 30-day action plan. It’s designed to help you build your understanding of key financial topics and then take actions related to each topic.

The check list is based on the eight key areas of financial understanding. Each key area is broken up to three specific actions you can take to make sure your financial life is up to speed in that area of interest. You have a few days allocated to focus on each area so you can end the month in a better place financially.

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Sandra

Five Easy Tips for an Enjoyable and Healthy Vacation

Five Easy Tips for an Enjoyable and Healthy Vacation

It’s summer time and the living is easy. For many, it’s vacation season. Time to get away from the daily grind and kick back on a near or distant shore. But before you go, here are a few health and financial tips (5 to be exact) from a seasoned traveler who has explored many a clime and made it back to tell the tale.

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5 Unique Fly-In Vacation Destinations Made for Pilots to Enjoy

Unique Fly-in Vacation Destinations

Imagine: on your final approach, you look down and see the beautiful remote location where you and your family will be spending the next week. You touch down, taxi to your tiedown, and everyone gets out and looks around. Wow, they say, I never imagined we'd come to a place like this.

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The Borrowers Guide to Boat Loans

The Borrowers Guide to Boat Loans

It’s summer in South Florida and that means one thing: boats! It time to stop hoping your friends will invite you out on theirs, and purchase one for yourself so you enjoy it whenever you’d like. Before you go running off to a dealer, here are some things you need to know.

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Low-Interest Credit Card vs. Rewards Credit Card: Which one is right for you?

Low-Interest Credit Card vs. Rewards Credit Card

Credit cards come in so many varieties that it can be hard to know which one is the best choice for you. Some people like to earn cash back or other rewards while they shop, while others need help avoiding more debt as they pay off their balance.

If you're not sure which type of card you need, we're here to help! Here's a brief guide to low-interest credit cards and rewards credit cards to help you choose the best card for your needs!

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The Ultimate Guide to Cryptocurrency Investment

Cryptocurrency - what is it?

A cryptocurrency is a digital form of money or medium of exchange built on blockchain technology. Cryptocurrencies use cryptography to secure and verify transactions hence their name. Its developers come up with these cryptography protocols based on computer engineering principles and advanced mathematics to make these protocols impossible to break. This makes them also impossible to duplicate or produce counterfeit. This level of security is achieved by masking the identities of the cryptocurrency users so that it’s difficult to track a particular person’s or group’s funds and transaction flows.

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Fun and Necessary Technologies for Your Small Aircraft (which we can help finance)

Fun and Necessary Technology for Your Small Aircraft

Are you missing technology in your plane?

Modern cars are full of technology -- what about your plane? Autos have navigation, collision avoidance, even features to keep you in your lane along with satellite entertainment and video touchscreen control. It's time to think about what new technology your plane needs.

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Tom

How About Trading in Your Garage for an Airplane Hangar?

Fly in Community

Ever dream of living on a lake or by the ocean or overlooking a golf course? Lots of people do. Want to be different? How about dreaming of living on an airport! Your own airport!

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4 Ways to Set Yourself Up Well for Retirement

4 Ways to Set Yourself Up Well for Retirement

Day after day, your ideal retirement date draws ever closer – but are you any closer to being truly prepared? Well before that time comes, you need to build a solid foundation to keep your finances in check, so you can retire on time. Thankfully, you can start perfecting your plans with these four ways to set yourself up well for retirement.

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Boat Loan Lender in Florida Recommends Top 5 Destinations

Boat Loan Lender in Florida Recommends Top 5 Destinations

We Florida Financial, gives their two cents on the top boating destinations in the State.

With the Gulf of Mexico on the west and the Atlantic on the east, Florida is surrounded by water on three sides. As if that wasn't enough, the state is also home to over 30,000 lakes. But with all that water, it's hard to know exactly where to go. That's why we at We Financial Florida have put together a list of our top picks for you to tick off your list.

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What is a 401(k) Plan and Why Should You Have One?

What is a 401(k) Plan and Why Should You Have One?

Investing in a retirement plan may not be at the top of your list of things to do today, but it should be. Seriously. With most employers offering an easy to navigate, low-risk employee 401(k) plan, this is definitely something you should be taking advantage of. Savvy millennials know that making smart investments now will lay the groundwork for a bright financial future.

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A Sampling of Small Airports with Some of the Best Food and Views

A Sampling of Small Airports with Some of the Best Food and Views

It's been said about success, happiness and other goals that the journey is more important than the destination. Some airports make particularly memorable waypoints on a cross-country flight or day trip. In addition to topping off the plane's fuel, pilots and passengers can have a satisfying meal and enjoy a view or experience which may not be easily available to those who travel by land.

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