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Helping you stay financially savvy.

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Take Control of Your Credit for Credit Education Month

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March is Credit Education Month! The best way to celebrate is to take charge of your credit habits. Learn more about how you can improve your credit standing below.

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Home Loans and Your Budget: How Much Can You Afford?

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Review Your Budget Before Applying for a Home Loan

Home loans provide you with the funds that you need to acquire that dream home you've been planning to get for so long. Owning your first home is always an exciting time, and in your eagerness to acquire your dream home before someone else grabs it from you, you might feel pressured into taking the first loan that you come across. This is a common pitfall among home buyers—and one that could cost dearly for many years.

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Dating on a Budget – How to Woo Your Date Without Breaking the Bank

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One of the hardest things about saving money is trying to budget during a holiday, especially one that gives you the opportunity to dote on someone you love. So how do you make birthdays, date nights, and even Valentine’s Day special without draining your bank account? We’ve compiled a few inexpensive date ideas that will impress your date without breaking the bank.

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Florida Home Loans for First-Time Buyers and More

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Florida Home Loans for Every Kind of Budget

According to the latest housing data released by Florida Realtors® in 2016, Florida’s housing market is growing at a moderate pace, thanks to a tight housing supply that's projected to boost demand even more.

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New Year’s Resolutions That You Can Really Keep!

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You might have big plans for 2017, and you likely have made a resolution or two for the New Year. As we say goodbye to January, how are you doing on those goals? Have you already lessened your resolve? The important thing to remember about making attainable goals is to make them specific and measurable.

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Making New Year’s Resolutions With Your Kids

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The New Year is upon us and it is time to improve on ourselves with resolutions. The New Year is a great opportunity to talk to your children about making resolutions to grow as a person, as well. Children can be very receptive to this idea and the younger you start getting them involved, the better.

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Florida Home Loans: Buying a Second Home in the Sunshine State

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Buying A Second Home in Florida: Home Loan Assistance

Now might be a good time to buy a second home in Florida while prices are still affordable. Whether you're buying a single-family home or a condo, We Florida Financial offers a fixed rate mortgages for Florida home loans.

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Invest in Equity: Home Equity Loans from We Florida Financial

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Home Equity Loans are an affordable and flexible source of funds for a variety of needs. Using Home Equity Loans for home improvement or remodeling projects means you are able to invest your money in the most beneficial place—your home.

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Make time for financial education in your life

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Yes, you can fit financial education into your day.

Have you seen the commercial where the couple runs out to sweep the gutters, wash the dog and do everything possible to avoid a financial discussion? Looks familiar? It does to me. I, like many other adults, am guilty as charged. It’s just not pleasant to look at a spreadsheet. Let’s face it. It’s not cool. It’s not sexy.

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Vehicle Refinancing: Get A Better Deal

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When Should You Consider Vehicle Refinancing?

Vehicle refinancing is an easy way to lower your monthly car payment while getting a little extra cash for your budget. At We Florida Financial, you can lower your interest rate by 1% or more and get a cash bonus of up to $250.

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Adding Up Your Holiday Spending

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When it comes to holiday spending there are tons of ways to get off-track. Unexpected costs can come from any angle, and it is important to be prepared for them during the holidays.

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Top Reasons to Own a Credit Card

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Three Top Reasons to Own Credit Cards

Service fees and fears over identity theft shouldn't scare you away from carrying plastic for good. Here are some compelling reasons why you should consider, or reconsider, getting a credit card if you don't have one yet:

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Holiday Scams to be Aware of this Season

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Produced by Ann Davidson, VP of Risk Consulting at Allied Solutions

As the holidays approach, credit union employees and members must become increasingly aware of scams and identity theft and other forms of fraud. Combating fraud is easy when the credit union and member are fully aware of the types of scams and how to avoid them.

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Mortgage and Debt Consolidation

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Should You Use Your Mortgage for Debt Consolidation?

When interest rates are low, it makes good financial sense to consolidate debt. Here is what you should consider before you refinance your home to merge all your bills into one.

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Personal Loans: Where To Get One?

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Banks vs. Credit Unions for Personal Loans

Personal loans are generally used for a variety of things like education, starting a business, going on a vacation or medical expenses. When looking for a personal loan, banks are usually the first stop people make. However, credit unions offer personal loans as well, often at lower rates and longer terms.

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Why Wait? First Time Home Buyer Program

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What does timing have to do with your home search? Should you hurry up and buy now, or wait? We Florida Financial’s First Time Home Buyer Program is perfect for people who are looking for affordable home financing, whether it’s now or later. 

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How to Join a Credit Union

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How to Join a Credit Union: What You Need to Know

Compared to banks, credit unions have yet to catch up in terms of popularity. However, there are many benefits to becoming a member of a credit union. If you've ever wondered about how to join a credit union in your area, there are a few things to know about the basic requirements for membership.

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Home Financing, Mortgages, Loans, and More

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Home Financing Help: The Professional Difference

When it comes to home financing, industry professionals are in a better position to help first time home buyers make informed decisions about a mortgage, loan, and other matters. Turn to us for help with either of the following home financing concerns:

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Car Loans in Florida: Lower Rates from a Credit Union

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Car Loans with Lower Interest Rates at We Florida Financial

When it comes to car loans borrowers usually turn to their banks or the car dealer for financing. But did you know that an auto loan from a credit union provides more long-term benefits?

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Home Refinancing: Should You Increase or Decrease Your Mortgage

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Home Refinancing: Increasing vs. Decreasing Your Mortgage Term

When it comes to home refinancing, homeowners generally have two options—changing the rate or the term of their mortgage (or both). One isn't necessarily better than the other, as the benefits and advantages will depend on the borrower's goal and current financial standing.

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