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Home Loans: Where Should You Get Funded?

couple getting a consultation

Banks vs. Credit Unions: Which is Better for Home Loans?

If you're looking for a home loan, chances are you may have thought of going to your local bank. This is probably common practice for most of us. However, there are alternative organizations like credit unions that offer home loans

Here are some of the reasons why credit unions fare better than banks:

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Recent Comments
Guest — tanisha garg
great blog
Thursday, October 20 2016
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Paying for School with We Florida Financial

woman using smartphone

Are you ready for the new school year? Whether you are gearing up for new school supplies, planning to move to campus for freshman year, or entering grad school, you are most likely confronting the issue of how to pay for school. There are a variety of options when it comes to financing education. 

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Higher Education 101: Saving for College

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School is out and summer has begun. It’s a season of graduations and new beginnings for young people across the country. The financial burden of college is a popular topic among recent high school and college graduates. Even the most financially stable young adults find themselves seemingly overwhelmed with bills. Everyone seems to have some advice to give, but one of the simplest ways to successfully save for college is simple: stick to a plan.

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Boat Loans: Set Sail with the Help of We Florida Financial

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Set Sail in Florida with Boat Loans from We Florida Financial

As one of the premier boating destinations in the country, Florida residents can set sail any time of year. We Florida Financial offers boat loans with competitive rates so you can enjoy the open water, affordably.

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Financially Making the Most out of Your Summer Vacation

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School is out, summer has begun, and families all over the country are beginning to make summer vacation plans. Have you thought about making plans, only to get disappointed over the cost? Maybe you’d like to upgrade to a bigger, more elaborate vacation to an exotic destination. Maybe you’d like to bring along another member of the family, but just don’t have the funds. Make your summer vacation a little better with some thrifty advice from We Florida Financial.

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Better budgeting for a Summer Getaway

family at the beach

It’s not very often that we get to treat ourselves to a vacation, so when we do, we tend to splurge on expensive hotels, high-end restaurants, and memorable souvenirs. With summer quickly approaching, many of us are left unsure of how we will be able to afford to get away for a summer vacation. Thankfully, there are plenty of ways to start saving, budgeting, and planning for your next vacation.

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What is a Gift Letter and why do I need one?

professional consultation

If you’re a first-time home buyer, you may have heard the term “gift letter” when you started to think about getting a mortgage. It sounds too good to be true. Someone can give you a gift to help you buy your first home. How does it work?

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How to Save Your Tax Refund

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Maybe you thought about making a New Year’s resolution to save more. If you did, you’re not alone. Forty five percent of Americans “usually” make a resolution, according to research from the University of Scranton. The same data suggests that only 8% of people are successful in achieving their goal. Don’t let that discourage you. It’s tax season. If you’re getting a tax refund, here are some suggestions to help you reach your savings goals.

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Toy Collection

Toy Drive

People helping people. These are not just words to us. For over a decade, We Florida Financial employees have dedicated ourselves to our home grown and self -funded Community Concerns Committee.

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How to Choose the Right Mortgage Lender

couple getting advice from a professional

Whether you're a first-time home buyer, downsizing, trading up, or refinancing your current mortgage, you will have plenty of questions on finding the right lender. Choosing to refinance your home or enter into a new mortgage is not always an easy process, but having the support of a good lender will make the process easier.

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Home Loans for First-time Buyers

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You've got your eyes set on a beautiful house near to where you live now, and you know it will make a good family home. Your next order of business is to find a lender that specializes in home loans. Since this is your first time purchasing a house, we recommend you consider We Florida Financial for your home loan.

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6 Sensible Holiday Savings Tricks

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Sensible Savings Tricks During the Holidays

The holiday season is filled with extra expenses including travel, decor, food, and gifts. The average American spends about $1,000 on holiday expenses. Spending that kind of money at one time can be tough on your budget.

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3 Tips for a Less Stressful Holiday Season

happy couple shopping

Make a budget

Plan your holiday shopping before you head to the malls this year. Gifts can really add up, leaving you with a hefty bill at the end of the season. Budgeting will help you avoid the temptations of last-minute impulse buying.

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6 Financial Lessons to Teach Your Elementary-Aged Kids

mother and daughter on sofa with laptop

Kids have been back in school for nearly three months learning math, science, and history. Learning financial responsibility starts at home - and it’s a lesson best begun early. If you’re not sure where to begin, here are 6 lessons to teach your kids about money to help them become responsible adults.

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Buying a Second Home

backyard fire pit

Are you thinking of buying a second home? The first step in purchasing a second home is to decide what the purpose of your home will be. Is it an investment property, a place to rent to others, a getaway home, or a place for you to live after retirement? Here are a few items to consider as you start the process:

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Frequently Asked Questions About Home Buying

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Buying a home is one of the most important purchases you will make in your lifetime. With such an important decision comes important questions. We have compiled a few of the questions first-time homeowners often have when entering the home buying market: 

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Don’t Make These Home Buying Mistakes

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Buying a home for the first time is a much more in-depth process than many buyers think. Many first-time home buyers jump in with both feet before realizing the steps that they should take to find their dream home. Take a look at some of these home buying mistakes you should avoid while searching for your new home:

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Tips for First-Time Home Buying

couple sitting on floor with moving boxes

Buying your first home should be an exciting time in your life, but it can be hard to stay levelheaded when you can quickly become overwhelmed. You have to assess your own finances, learn unfamiliar financial jargon, conduct endless research, and focus on a million other things. Here are a few tips to make your first home buying experience a little less stressful.

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Recent Comments
Guest — Drew
Staying realistic is great advice! You can aim high but make sure your goal is attainable. Thanks for sharing.
Tuesday, July 21 2015
Guest — Jeanette Acevedo
That is a nice article. My only suggestion is that people start with their credit. As a person who has been a lender and a credi... Read More
Saturday, July 2 2016
Guest — Sandra - Online Marketing Manager at We Florida Financial
Sure Jeanette! You are welcome to share this post with your clients.
Wednesday, July 6 2016
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Post Graduation Financial Tips

graduate on campus; photo credit Jonathan Daniels via Unsplash

It's almost that time of year again--graduation season. If you are one of the lucky ones about to turn the tassel, you are probably bursting with excitement about many things. One of these things may be getting your first real salary. After years of making little money, your entry level job may seem you like hit the jackpot. However, it is now more important than ever to be smart with your money. Here are some important tips to ensure you make the most of your money early in your career:

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Financial Advice for Young Adults: Part Two

woman texting outside

As you well know, college years are full of independence and personal growth. They also bring several new challenges and responsibilities. Of course these obviously vary from family to family, but this new season of life often begins the transition from financial dependence on mom and dad to independence. No matter where you are in this transition, there are several habits you can develop now to help you realize long-term financial success and there's no better time than now to get started.

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