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Post Graduation Financial Tips

graduate on campus; photo credit Jonathan Daniels via Unsplash

It's almost that time of year again--graduation season. If you are one of the lucky ones about to turn the tassel, you are probably bursting with excitement about many things. One of these things may be getting your first real salary. After years of making little money, your entry level job may seem you like hit the jackpot. However, it is now more important than ever to be smart with your money. Here are some important tips to ensure you make the most of your money early in your career:

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Social Team

Financial Advice for Young Adults: Part Two

woman texting outside

As you well know, college years are full of independence and personal growth. They also bring several new challenges and responsibilities. Of course these obviously vary from family to family, but this new season of life often begins the transition from financial dependence on mom and dad to independence. No matter where you are in this transition, there are several habits you can develop now to help you realize long-term financial success and there's no better time than now to get started.

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Social Team

10 Great Ways to Spend an Income Tax Refund

man sitting on sofa with tablet

Expecting a substantial income tax refund this year? If so, you are in the majority - over 70 percent of Americans get money back at the end of the tax year, with the average refund being close to $2,000. Rather than having those precious dollars being absorbed into your normal spending routine, get the most out of your cash.

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Social Team

The Tax Man Cometh: Quick Tips

pedestrians in a city center

Since we all know what the other certainty in life is (death), maybe we shouldn't be all that upset about the onset of tax season, right? And while it may seem that the tax code gets more complicated every year, the good news is there are also a lot more tools now than ever before to streamline the process of tax preparation and make sure you complete your return correctly. Here are a few tax hacks to dial down the pain.

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Social Team

Financial Advice for Young Adults

group of friends at coffee shop

It can be tough growing up and not having enough money to spend on things you want to have or experiences you want to take part in. And even when you start making money, you may not understand how to do so wisely and save smartly, especially since so many high schools don't offer a personal finance course.

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Social Team

Retirement Planning Starts Early

man at a laptop

Ask a twenty-something professional what's on their short list of priorities, and it's doubtful you'll see "retirement planning" on there.  Then again, this is a time in life when choosing the right career path is a little more pressing than thinking about leaving it.

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Social Team

Marriage and Money

couple shopping online

When it comes to newlyweds or a recently engaged couple, it can be easy to get caught up in the honeymoon phase of your relationship and disregard financial issues in your relationship. It is easy to get sidetracked when you are wedding planning, searching for the perfect home or deciding how many children you want to have. While these are excellent topics to discuss, to ensure a healthy marriage we encourage you to discuss money matters.

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Jennifer

Five Holiday Season Scams

working at tablet with cell phone

It's the time of year to spread holiday cheer. We're out purchasing that perfect gift from our favorite retailer or surfing online to fill our virtual basket full of goodies. Either way, we're happy to find the perfect gift for that special someone. This sense of holiday cheer also has a darker side - scams, hackers and fraud.

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Sandra

Recognizing International Credit Union Day

father farming with children

child

 

International Credit Union (ICU) Day has been celebrated on the third Thursday of October since 1948. The day is recognized to reflect upon the credit union movement's history and to promote its achievements. It is a day to honor those who have dedicated their lives to the movement and show members our appreciation. This year's theme, "Local Service. Global Good." emphasizes credit unions' positive impact in their communities locally and around the world.

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Sandra

You Can Model World Peace On Us

Royal Bahamas Police Force Band

At a time when global crises abound and tensions between countries are at an all-time high, the recent international conference of Caribbean and North American credit unions was a welcome relief and a model of cross cultural cooperation. This meeting was the result of a joint effort of the CCCU (Caribbean Conference of Credit Unions) and US based CUES (the Credit Union Executive Society). The conference was held at the end of June in the Bahamas.

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Jennifer

In The Community

CCCU's Street Team

Sometimes the best day at the office isn’t in the office at all. CCCU’s street team is made up of more than 40 smiling volunteers from across the credit union. You’re likely to see us in just about any corner of Broward County. Our mission? To show Floridians how they can earn more and save more by banking with City County Credit Union.

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Jennifer

When Is a Good Time to Trade in Your Car?

smiling woman leaning out of her car window

I recently had a member ask me when would be a good time to trade in his car for a new one. The member had just recently financed his first car with us, so I wanted to give him as much information as I could to help him with his future needs. I’ve adapted my response below so that it can be useful for other members who may be wondering about the same thing.

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Social Team

Making Summer Vacation Plans?

friends at the beach

Are you still planning a summer vacation? Haven’t quite finalized your plans due to budget concerns? Never fear - the season is still young, and you have plenty of time to clean your financial house in advance of a nice summer getaway! With this in mind, here are a few helpful strategies to make your summer vacation a smashing success.

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4002 Hits
Jennifer

Why I’m Loving the World Cup

cheering crowd at a soccer match

I don’t know why the World Cup was not on my radar in the past. Has it been hyped more this year? Maybe I’ve just been paying attention to sports lately, thanks to the Heat’s run to the NBA finals.

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Social Team

Kids and Money Management

mother teaching her daughter to garden

Summer has arrived, and kids everywhere are dealing with a sudden spike in free time. As parents, the chances are good that you'll be tapped for a little spending money during the season.

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3801 Hits
Sandra

Needed: More information, less ball gowns

friends sitting outside at a coffee shop

Everyone says that we are in the information age. With a laptop or a tablet, knowledge is literally at our fingertips. When it comes to financial learning however, we tend to unconsciously skip over this readily available, yet boring information. We are all guilty of this (myself included). Who wants to think about finances when we can be entertained by ethereal ball gowns worn on the red carpet at the Academy Awards ceremony?

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Social Team

Student Loan Repayment – made easy!

woman texting outside

Spring is giving way to the earliest stages of summer, and young, ambitious students everywhere are preparing to matriculate.  But, once the caps and gowns are packed away, new grads are going to have to prepare for a harsh reality - student loan repayment.  Crafting a plan to tackle student loan debt doesn't have to be hard or scary, but it does involve some due diligence.  If you're a graduating student about to start the repayment process, here are five baseline tips for staying on top of your loans.

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Jennifer

Parents: Get Your Kids Off to a Great Financial Start

money letter tiles with bills

May is graduation month. Almost all of us know someone who is heading off to college (how did they grow up so fast?) or getting ready to enter the real world with their first job.

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Social Team

Wilton Manors Tech Bar

woman holding tablet

Since 1952, City County Credit union has been providing topnotch financial services for tens of thousands of Floridians due in no small part to our ability to keep up with the changing times.

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Jennifer

Lauderhill YMCA's College Tour

college students studying

One of my favorite things about working at City County Credit Union is the community events that we sponsor and participate in. This year we were able to sponsor the March 2014 Lauderhill YMCA’s college tour that motivates students to pursue higher education, assists with financial planning and introduces them to college campuses. As the first in my family to attend a large college institution, I am proud that CCCU recognizes the important work that the YMCA is generating.

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