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Mortgages: Should you go for a fixed rate or adjustable rate?

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Why Should I Switch to a Fixed Rate Mortgage? Or Adjustable?

Generally, mortgages can be categorized as fixed rate and adjustable rate. As their name implies, fixed rate mortgages will mean you have a fixed interest rate and steady monthly payments. An adjustable rate mortgage means your monthly payments could change if interest rates change.

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1149 Hits
Brenda

Buy Your Retirement Home Before You Retire

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If you’ve been thinking of buying a second home, you may not want to wait much longer. You may have heard that mortgage rates are expected to rise this year, which means waiting could cost you. Securing a mortgage for your second home now, while rates are low, means you can buy more home for your money.

If retirement is in your 5 to 10 year plan, you may be starting to think about buying your retirement home now. Or, you might want to buy a second home as a vacation home for your family. Either way, now is a good time to buy.

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1247 Hits
Jennifer

First Time Home Buyer Loan: Maximizing Your Budget

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How-to's for the First-time Home Buyer: Getting a Loan and Staying Within Budget

If you're a first-time home buyer, a loan may already be on your to-do list. Here are a few helpful tips to help you through the process:

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1278 Hits
Jennifer

The Best Financial Tips For Buying a Car

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Spring is a popular time to upgrade your car and enjoy driving something different. We Florida Financial wants to guide you toward making the perfect car purchase with these easy tips!

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1458 Hits
Social Team

Live in Your Dream Home with the First Time Home Buyer Program

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We Florida Financial's First Time Home Buyer Program was designed to help first-time home buyers navigate the entire real estate financing process.

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1186 Hits
Brenda

How To Know If You Should Refinance Your Mortgage

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How do you know if you should refinance your mortgage? If you think that the refinance wave has passed you by, think again. Mortgage rates are only slightly higher now than the bottomed-out low rates we saw a few years ago.

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1357 Hits
Jennifer

First Time Home Buyer Mortgages

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First Time Home Buyer Mortgages: Mistakes to Avoid

One of the most common mistakes of first time home buyers is underestimating the true cost of home ownership. Unfortunately, this mistake isn't exclusive to first time home buyers. Mortgages in general can be difficult to navigate without guidance, which is why We Florida Financial's mortgage loan officers are always ready to assist members to choose and understand their mortgage options.

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1378 Hits
Social Team

Florida Home Loans: A Must-Do List

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What You Need for Florida Home Loans

Florida is a great state to live in. Naturally, you’d want your own house to come home to. And unless you can pay for one in full, that means applying for a Florida home loan.

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1290 Hits
Social Team

Home Financing: Build Your Home's Equity

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You’ve closed on your new home and moved in. That’s it? Not necessarily. Protecting your investment and building equity should be next on your agenda.

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1191 Hits
Jennifer

Car Financing: What Are Your Options?

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Alternative Car Financing: Why Credit Unions are Your Friends

The excitement of driving home in your dream car can muddle your financial decisions. As a result, making a smart car financing decision before you buy your car is often thrown to the back burner. Dealerships know this all too well and use it to their advantage, offering loans that seem too good to be true.

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Social Team

Take Control of Your Credit for Credit Education Month

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March is Credit Education Month! The best way to celebrate is to take charge of your credit habits. Learn more about how you can improve your credit standing below.

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1507 Hits
Social Team

Home Loans and Your Budget: How Much Can You Afford?

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Review Your Budget Before Applying for a Home Loan

Home loans provide you with the funds that you need to acquire that dream home you've been planning to get for so long. Owning your first home is always an exciting time, and in your eagerness to acquire your dream home before someone else grabs it from you, you might feel pressured into taking the first loan that you come across. This is a common pitfall among home buyers—and one that could cost dearly for many years.

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1266 Hits
Social Team

Dating on a Budget – How to Woo Your Date Without Breaking the Bank

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One of the hardest things about saving money is trying to budget during a holiday, especially one that gives you the opportunity to dote on someone you love. So how do you make birthdays, date nights, and even Valentine’s Day special without draining your bank account? We’ve compiled a few inexpensive date ideas that will impress your date without breaking the bank.

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1515 Hits
Social Team

Florida Home Loans for First-Time Buyers and More

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Florida Home Loans for Every Kind of Budget

According to the latest housing data released by Florida Realtors® in 2016, Florida’s housing market is growing at a moderate pace, thanks to a tight housing supply that's projected to boost demand even more.

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1201 Hits
Social Team

New Year’s Resolutions That You Can Really Keep!

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You might have big plans for 2017, and you likely have made a resolution or two for the New Year. As we say goodbye to January, how are you doing on those goals? Have you already lessened your resolve? The important thing to remember about making attainable goals is to make them specific and measurable.

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1488 Hits
Jennifer

Making New Year’s Resolutions With Your Kids

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The New Year is upon us and it is time to improve on ourselves with resolutions. The New Year is a great opportunity to talk to your children about making resolutions to grow as a person, as well. Children can be very receptive to this idea and the younger you start getting them involved, the better.

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1644 Hits
Social Team

Florida Home Loans: Buying a Second Home in the Sunshine State

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Buying A Second Home in Florida: Home Loan Assistance

Now might be a good time to buy a second home in Florida while prices are still affordable. Whether you're buying a single-family home or a condo, We Florida Financial offers a fixed rate mortgages for Florida home loans.

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1333 Hits
Social Team

Invest in Equity: Home Equity Loans from We Florida Financial

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Home Equity Loans are an affordable and flexible source of funds for a variety of needs. Using Home Equity Loans for home improvement or remodeling projects means you are able to invest your money in the most beneficial place—your home.

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1419 Hits
Sandra

Make time for financial education in your life

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Yes, you can fit financial education into your day.

Have you seen the commercial where the couple runs out to sweep the gutters, wash the dog and do everything possible to avoid a financial discussion? Looks familiar? It does to me. I, like many other adults, am guilty as charged. It’s just not pleasant to look at a spreadsheet. Let’s face it. It’s not cool. It’s not sexy.

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1528 Hits
Social Team

Vehicle Refinancing: Get A Better Deal

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When Should You Consider Vehicle Refinancing?

Vehicle refinancing is an easy way to lower your monthly car payment while getting a little extra cash for your budget. At We Florida Financial, you can lower your interest rate by 1% or more and get a cash bonus of up to $250.

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1337 Hits