charts

We The
Bloggers

Helping you stay financially savvy.


Slider
Social Team

The FAA's ADS-B Mandate - and What You Need to Do About It

The FAA's ADS-B Mandate - What You Need to Do

Automatic Dependent Surveillance-Broadcast (ADS-B) is part of the FAA’s Next Generation Air Transportation System (NextGen) for air traffic control. It’s a satellite based system which allows pilots to see in the cockpit what air traffic controllers are seeing on the ground, including other aircraft and any potential hazards from weather or terrain. Pilots approaching airports will also be able to see the location of aircraft and support vehicles on the ground, and a collision avoidance system is in development.

Continue reading
750 Hits
Social Team

The Real Cost of Owning a Car

The real costs of owning a car

When people are considering purchasing a motor vehicle, they often focus on the sticker price. Even though nobody likes to go over budget and pay more than they have to for a vehicle, it is important to consider the actual cost of owning a car. In some cases, people might be able to afford the car’s sticker price but not be able to afford the additional costs that come with it. With this in mind, how can people figure out the actual cost of owning a car? What are some of the factors to consider? We Florida Financial has done some of the research for you.

Continue reading
432 Hits
Social Team

4 Types of Insurance Coverage You Need for Your Home

4 Types of Insurance Coverage You Need for Your Home

With the excitement of a new home comes the need to protect it. That's where your homeowner's insurance comes in. Choosing the right policy and coverages can give you peace of mind knowing that when disaster hits, you will be prepared for it. So what types of coverages should you have on your policy to best protect your home?

Continue reading
477 Hits
Social Team

How to Temper FOMO and Stay on Budget Year-Round

How to temper FOMO

As evidenced by warnings to avoid keeping up with the Joneses, the fear of missing out, or FOMO as it is known today, has long posed a threat to finances. With the advent of social media, however, FOMO has become more prevalent – and people are financially overextending themselves more than ever before as a result. You can protect yourself and your finances from this phenomenon by becoming aware of the problem and taking smart steps to halt the urge to indulge in this fear.

Continue reading
594 Hits
Sandra

Kick those post- holiday blues!

Kick those post-holiday blues!

It’s official. The holidays are over. As you take down the tinsel and the ornaments, put away the bone china, wash the linens and adjust to the quiet of a house without fifteen guests, you feel a natural depression. How can you beat these post-holiday blues?

Continue reading
496 Hits
Lori

Can you really afford a pet?

Woman with a cat and a dog.

About 5 years ago, my husband and I decided to adopt a tiny, 3-pound puppy we called, Sofia. We rescued her from a dirty, dingy puppy mill. She was actually covered in newspaper ink when we found her.

Continue reading
541 Hits
Sandra

5 Easy Ways to Save in the New Year Without Breaking a Sweat

5 ways to save money in the new year

A Chinese philosopher once said that “the journey of a thousand miles begins with a single step.” Try these tips. You will soon be on the road to financial fulfilment.

Continue reading
515 Hits
Lori

What is life insurance and is it right for you?

What is life insurance and is it right for you?

No one is ever certain about how life will turn out. This is why we often secure our assets and protect our family with insurance: car insurance in case we get into an accident and total the vehicles, home insurance for an unexpected natural disaster, and even pet insurance to secure our beloved furry members of our family.

Continue reading
503 Hits
Sandra

People Helping People

People helping people

It’s the credit union philosophy. People helping people. In the financial world, the credit union strives to improve the lives of our members. We in turn encourage our members to help others in the wider community. In this season of giving, I believe an easy way to do this is to support a worthy cause when we buy presents for ourselves or for loved ones. Here are some worthwhile charities that will give back to others when you purchase their products.

Continue reading
1295 Hits
Lori

Debit Cards vs. Credit Cards: Which is better?

Debit Cards vs. Credit Cards: Which is better?

They are both small plastic cards that you can use to buy stuff and you probably have one of each in your wallet or purse. But did you know they each have distinct differences? Debit cards and credit cards can both be great tools to use when purchasing goods and services. Is one better to use than the other? First, let’s find out how each works.

Continue reading
575 Hits
NXG Strategies

Two Minutes and a Phone Call Can Turn Into Identity Theft

Don't fall for a vishing scam.

There are so many things you can do in under two minutes - brush and floss your teeth, make a delicious cheese quesadilla, walk 200 steps, or become a victim of identity theft! These days, identity theft doesn't just come from cyber criminals hacking multimillion-dollar organizations to steal data, it's also criminals gathering data from a simple two-minute phone conversation that could put you at risk for identity theft.

Continue reading
700 Hits
Jennifer

How a Home Equity Loan Can Help You Pay for Home Improvement Projects

How a Home Equity Loan Can Help You Pay for Home Improvement Projects

If you’re like most homeowners, you have a long list of home improvement projects. Some are big like remodeling a kitchen or bath, and some are small, like a fresh coat of paint. Experienced homeowners know that it’s not easy or cheap to do all your improvements at once, which is why most of us chip away little by little at making a house a home.

Continue reading
516 Hits
Social Team

3 Reasons Why Credit Unions Offer Better Interest Rates on RV Loans in Florida

Family planning trip on RV.

If you've been dreaming about owning a recreational vehicle (RV) but you've been having difficulty finding a lender that offers reasonable interest rates, have you considered signing up for membership with a credit union? In Florida, one of the most trusted credit unions is We Florida Financial; so if you want better interest rates on RV loans in Florida, you shouldn't pass up the chance of becoming a member of this premier credit union.

Continue reading
627 Hits
Consolidated Credit

Understanding the Effects of Missed Payments

A young couple going through their financial records in the comfort of their home.

Two surveys came out recently that investigate how likely credit card users are to miss a payment. The first survey from Nerd Wallet polled 2,000 people to find out how many had made a delinquent payment. The second survey from CreditCards.com polled 1,000 adults to ask the same type of question.

Continue reading
616 Hits
Tom

Getting Serious About Retiring

A senior African American couple enjoy an evening on the town with ice cream

As I approach retirement I am looking at my finances and wondering when I should actually retire and will I have enough money to live on. Will I be financially comfortable in retirement? I believe when planning for retirement you should have two goals in mind.

Continue reading
573 Hits
Social Team

Top Reasons To Refinance Your Recreational Vehicle Loan

Camper Van Summer Trip. Scenic Landscape and the Recreational Vehicle.

If someone gave you $100 with no strings attached, you would it take it, wouldn’t you? Yet every year, thousands of boat and RV owners miss the chance to take home hundreds of dollars by choosing to refinance their loans at lower rates. There are plenty of reasons to refinance your recreational vehicle loan, but here are some of the best:

Continue reading
498 Hits
Social Team

What You Should Know About Aircraft Financing

plane flying

The loan process for financing an airplane can be quite different than a car or boat. When you’ve decided it’s time to buy your first plane, it’s important to start the airplane loan process as prepared as possible. Lenders will look at more than just your credit history, they will want to assess the plane and the purpose for owning. Here are a few standard questions you might be asked during the process. Not all of these factors can be a determining factor in how much you are able to borrow.

Continue reading
610 Hits
Sandra

It’s the holiday season – tips to save your money and your mind.

woman carrying shopping bags

It’s the season for joy and happiness. It’s also the time to shop, shop, shop. The National Retail Federation estimates that Americans spend an average of $940 every year on seasonal expenses. It’s a large amount to spend in a few weeks. More significantly however, the spending is accompanied by frenzy and stress. In fact, the American Psychology Association ranks the pressure of gift giving as one of life’s top four stressors.

Continue reading
590 Hits
Sandra

What you might not know about your credit union.

ftl branch

You might already be a credit union member or perhaps someone who has thought of joining one. But how much do you really know about credit unions? Here are a few interesting facts to consider.

Continue reading
468 Hits
Tom

Thinking of becoming a pilot. Not sure? Take a “discovery flight.”

female pilot inside cockpit of aircraft

Lots of individuals dream of flying but never actually take a serious look at it. Taking the courses necessary to become a licensed pilot are offered by numerous flight schools all over America. Many flight schools offer “discovery flights” where you can actually take a short flight with an instructor.

Continue reading
606 Hits