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Helping you stay financially savvy.

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Adding Up Your Holiday Spending

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When it comes to holiday spending there are tons of ways to get off-track. Unexpected costs can come from any angle, and it is important to be prepared for them during the holidays.

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Top Reasons to Own a Credit Card

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Three Top Reasons to Own Credit Cards

Service fees and fears over identity theft shouldn't scare you away from carrying plastic for good. Here are some compelling reasons why you should consider, or reconsider, getting a credit card if you don't have one yet:

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Social Team

Holiday Scams to be Aware of this Season

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Produced by Ann Davidson, VP of Risk Consulting at Allied Solutions

As the holidays approach, credit union employees and members must become increasingly aware of scams and identity theft and other forms of fraud. Combating fraud is easy when the credit union and member are fully aware of the types of scams and how to avoid them.

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Mortgage and Debt Consolidation

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Should You Use Your Mortgage for Debt Consolidation?

When interest rates are low, it makes good financial sense to consolidate debt. Here is what you should consider before you refinance your home to merge all your bills into one.

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Social Team

Personal Loans: Where To Get One?

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Banks vs. Credit Unions for Personal Loans

Personal loans are generally used for a variety of things like education, starting a business, going on a vacation or medical expenses. When looking for a personal loan, banks are usually the first stop people make. However, credit unions offer personal loans as well, often at lower rates and longer terms.

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Why Wait? First Time Home Buyer Program

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What does timing have to do with your home search? Should you hurry up and buy now, or wait? We Florida Financial’s First Time Home Buyer Program is perfect for people who are looking for affordable home financing, whether it’s now or later. 

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Social Team

How to Join a Credit Union

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How to Join a Credit Union: What You Need to Know

Compared to banks, credit unions have yet to catch up in terms of popularity. However, there are many benefits to becoming a member of a credit union. If you've ever wondered about how to join a credit union in your area, there are a few things to know about the basic requirements for membership.

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Social Team

Home Financing, Mortgages, Loans, and More

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Home Financing Help: The Professional Difference

When it comes to home financing, industry professionals are in a better position to help first time home buyers make informed decisions about a mortgage, loan, and other matters. Turn to us for help with either of the following home financing concerns:

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Car Loans in Florida: Lower Rates from a Credit Union

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Car Loans with Lower Interest Rates at We Florida Financial

When it comes to car loans borrowers usually turn to their banks or the car dealer for financing. But did you know that an auto loan from a credit union provides more long-term benefits?

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Home Refinancing: Should You Increase or Decrease Your Mortgage

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Home Refinancing: Increasing vs. Decreasing Your Mortgage Term

When it comes to home refinancing, homeowners generally have two options—changing the rate or the term of their mortgage (or both). One isn't necessarily better than the other, as the benefits and advantages will depend on the borrower's goal and current financial standing.

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Social Team

Home Loans: Where Should You Get Funded?

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Banks vs. Credit Unions: Which is Better for Home Loans?

If you're looking for a home loan, chances are you may have thought of going to your local bank. This is probably common practice for most of us. However, there are alternative organizations like credit unions that offer home loans

Here are some of the reasons why credit unions fare better than banks:

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Social Team

Paying for School with We Florida Financial

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Are you ready for the new school year? Whether you are gearing up for new school supplies, planning to move to campus for freshman year, or entering grad school, you are most likely confronting the issue of how to pay for school. There are a variety of options when it comes to financing education. 

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Social Team

Higher Education 101: Saving for College

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School is out and summer has begun. It’s a season of graduations and new beginnings for young people across the country. The financial burden of college is a popular topic among recent high school and college graduates. Even the most financially stable young adults find themselves seemingly overwhelmed with bills. Everyone seems to have some advice to give, but one of the simplest ways to successfully save for college is simple: stick to a plan.

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Social Team

Boat Loans: Set Sail with the Help of We Florida Financial

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Set Sail in Florida with Boat Loans from We Florida Financial

As one of the premier boating destinations in the country, Florida residents can set sail any time of year. We Florida Financial offers boat loans with competitive rates so you can enjoy the open water, affordably.

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Social Team

Financially Making the Most out of Your Summer Vacation

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School is out, summer has begun, and families all over the country are beginning to make summer vacation plans. Have you thought about making plans, only to get disappointed over the cost? Maybe you’d like to upgrade to a bigger, more elaborate vacation to an exotic destination. Maybe you’d like to bring along another member of the family, but just don’t have the funds. Make your summer vacation a little better with some thrifty advice from We Florida Financial.

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Social Team

Better budgeting for a Summer Getaway

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It’s not very often that we get to treat ourselves to a vacation, so when we do, we tend to splurge on expensive hotels, high-end restaurants, and memorable souvenirs. With summer quickly approaching, many of us are left unsure of how we will be able to afford to get away for a summer vacation. Thankfully, there are plenty of ways to start saving, budgeting, and planning for your next vacation.

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What is a Gift Letter and why do I need one?

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If you’re a first-time home buyer, you may have heard the term “gift letter” when you started to think about getting a mortgage. It sounds too good to be true. Someone can give you a gift to help you buy your first home. How does it work?

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How to Save Your Tax Refund

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Maybe you thought about making a New Year’s resolution to save more. If you did, you’re not alone. Forty five percent of Americans “usually” make a resolution, according to research from the University of Scranton. The same data suggests that only 8% of people are successful in achieving their goal. Don’t let that discourage you. It’s tax season. If you’re getting a tax refund, here are some suggestions to help you reach your savings goals.

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Toy Collection

Toy Drive

People helping people. These are not just words to us. For over a decade, We Florida Financial employees have dedicated ourselves to our home grown and self -funded Community Concerns Committee.

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Social Team

How to Choose the Right Mortgage Lender

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Whether you're a first-time home buyer, downsizing, trading up, or refinancing your current mortgage, you will have plenty of questions on finding the right lender. Choosing to refinance your home or enter into a new mortgage is not always an easy process, but having the support of a good lender will make the process easier.

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