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Home Financing, Mortgages, Loans, and More

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Home Financing Help: The Professional Difference

When it comes to home financing, industry professionals are in a better position to help first time home buyers make informed decisions about a mortgage, loan, and other matters. Turn to us for help with either of the following home financing concerns:

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2010 Hits
Jennifer

Car Loans in Florida: Lower Rates from a Credit Union

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Car Loans with Lower Interest Rates at We Florida Financial

When it comes to car loans borrowers usually turn to their banks or the car dealer for financing. But did you know that an auto loan from a credit union provides more long-term benefits?

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1942 Hits
Jennifer

Home Refinancing: Should You Increase or Decrease Your Mortgage

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Home Refinancing: Increasing vs. Decreasing Your Mortgage Term

When it comes to home refinancing, homeowners generally have two options—changing the rate or the term of their mortgage (or both). One isn't necessarily better than the other, as the benefits and advantages will depend on the borrower's goal and current financial standing.

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2072 Hits
Social Team

Home Loans: Where Should You Get Funded?

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Banks vs. Credit Unions: Which is Better for Home Loans?

If you're looking for a home loan, chances are you may have thought of going to your local bank. This is probably common practice for most of us. However, there are alternative organizations like credit unions that offer home loans

Here are some of the reasons why credit unions fare better than banks:

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1983 Hits
Social Team

Paying for School with We Florida Financial

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Are you ready for the new school year? Whether you are gearing up for new school supplies, planning to move to campus for freshman year, or entering grad school, you are most likely confronting the issue of how to pay for school. There are a variety of options when it comes to financing education. 

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2573 Hits
Social Team

Higher Education 101: Saving for College

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School is out and summer has begun. It’s a season of graduations and new beginnings for young people across the country. The financial burden of college is a popular topic among recent high school and college graduates. Even the most financially stable young adults find themselves seemingly overwhelmed with bills. Everyone seems to have some advice to give, but one of the simplest ways to successfully save for college is simple: stick to a plan.

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2138 Hits
Social Team

Boat Loans: Set Sail with the Help of We Florida Financial

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Set Sail in Florida with Boat Loans from We Florida Financial

As one of the premier boating destinations in the country, Florida residents can set sail any time of year. We Florida Financial offers boat loans with competitive rates so you can enjoy the open water, affordably.

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2267 Hits
Social Team

Financially Making the Most out of Your Summer Vacation

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School is out, summer has begun, and families all over the country are beginning to make summer vacation plans. Have you thought about making plans, only to get disappointed over the cost? Maybe you’d like to upgrade to a bigger, more elaborate vacation to an exotic destination. Maybe you’d like to bring along another member of the family, but just don’t have the funds. Make your summer vacation a little better with some thrifty advice from We Florida Financial.

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2205 Hits
Social Team

Better budgeting for a Summer Getaway

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It’s not very often that we get to treat ourselves to a vacation, so when we do, we tend to splurge on expensive hotels, high-end restaurants, and memorable souvenirs. With summer quickly approaching, many of us are left unsure of how we will be able to afford to get away for a summer vacation. Thankfully, there are plenty of ways to start saving, budgeting, and planning for your next vacation.

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2546 Hits
Jennifer

What is a Gift Letter and why do I need one?

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If you’re a first-time home buyer, you may have heard the term “gift letter” when you started to think about getting a mortgage. It sounds too good to be true. Someone can give you a gift to help you buy your first home. How does it work?

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2823 Hits
Jennifer

How to Save Your Tax Refund

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Maybe you thought about making a New Year’s resolution to save more. If you did, you’re not alone. Forty five percent of Americans “usually” make a resolution, according to research from the University of Scranton. The same data suggests that only 8% of people are successful in achieving their goal. Don’t let that discourage you. It’s tax season. If you’re getting a tax refund, here are some suggestions to help you reach your savings goals.

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2554 Hits
Sandra

Toy Collection

Toy Drive

People helping people. These are not just words to us. For over a decade, We Florida Financial employees have dedicated ourselves to our home grown and self -funded Community Concerns Committee.

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2701 Hits
Social Team

How to Choose the Right Mortgage Lender

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Whether you're a first-time home buyer, downsizing, trading up, or refinancing your current mortgage, you will have plenty of questions on finding the right lender. Choosing to refinance your home or enter into a new mortgage is not always an easy process, but having the support of a good lender will make the process easier.

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2548 Hits
Social Team

Home Loans for First-time Buyers

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You've got your eyes set on a beautiful house near to where you live now, and you know it will make a good family home. Your next order of business is to find a lender that specializes in home loans. Since this is your first time purchasing a house, we recommend you consider We Florida Financial for your home loan.

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2554 Hits
Social Team

6 Sensible Holiday Savings Tricks

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Sensible Savings Tricks During the Holidays

The holiday season is filled with extra expenses including travel, decor, food, and gifts. The average American spends about $1,000 on holiday expenses. Spending that kind of money at one time can be tough on your budget.

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2596 Hits
Sandra

3 Tips for a Less Stressful Holiday Season

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Make a budget

Plan your holiday shopping before you head to the malls this year. Gifts can really add up, leaving you with a hefty bill at the end of the season. Budgeting will help you avoid the temptations of last-minute impulse buying.

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2484 Hits
Social Team

6 Financial Lessons to Teach Your Elementary-Aged Kids

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Kids have been back in school for nearly three months learning math, science, and history. Learning financial responsibility starts at home - and it’s a lesson best begun early. If you’re not sure where to begin, here are 6 lessons to teach your kids about money to help them become responsible adults.

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2954 Hits
Social Team

Buying a Second Home

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Are you thinking of buying a second home? The first step in purchasing a second home is to decide what the purpose of your home will be. Is it an investment property, a place to rent to others, a getaway home, or a place for you to live after retirement? Here are a few items to consider as you start the process:

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2725 Hits
Social Team

Frequently Asked Questions About Home Buying

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Buying a home is one of the most important purchases you will make in your lifetime. With such an important decision comes important questions. We have compiled a few of the questions first-time homeowners often have when entering the home buying market: 

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3134 Hits
Social Team

Don’t Make These Home Buying Mistakes

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Buying a home for the first time is a much more in-depth process than many buyers think. Many first-time home buyers jump in with both feet before realizing the steps that they should take to find their dream home. Take a look at some of these home buying mistakes you should avoid while searching for your new home:

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2958 Hits