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Helping you stay financially savvy.


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Home Loans for First-time Buyers

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You've got your eyes set on a beautiful house near to where you live now, and you know it will make a good family home. Your next order of business is to find a lender that specializes in home loans. Since this is your first time purchasing a house, we recommend you consider We Florida Financial for your home loan.

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Social Team

6 Sensible Holiday Savings Tricks

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Sensible Savings Tricks During the Holidays

The holiday season is filled with extra expenses including travel, decor, food, and gifts. The average American spends about $1,000 on holiday expenses. Spending that kind of money at one time can be tough on your budget.

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Sandra

3 Tips for a Less Stressful Holiday Season

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Make a budget

Plan your holiday shopping before you head to the malls this year. Gifts can really add up, leaving you with a hefty bill at the end of the season. Budgeting will help you avoid the temptations of last-minute impulse buying.

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Social Team

6 Financial Lessons to Teach Your Elementary-Aged Kids

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Kids have been back in school for nearly three months learning math, science, and history. Learning financial responsibility starts at home - and it’s a lesson best begun early. If you’re not sure where to begin, here are 6 lessons to teach your kids about money to help them become responsible adults.

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Social Team

Buying a Second Home

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Are you thinking of buying a second home? The first step in purchasing a second home is to decide what the purpose of your home will be. Is it an investment property, a place to rent to others, a getaway home, or a place for you to live after retirement? Here are a few items to consider as you start the process:

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Social Team

Frequently Asked Questions About Home Buying

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Buying a home is one of the most important purchases you will make in your lifetime. With such an important decision comes important questions. We have compiled a few of the questions first-time homeowners often have when entering the home buying market: 

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Social Team

Don’t Make These Home Buying Mistakes

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Buying a home for the first time is a much more in-depth process than many buyers think. Many first-time home buyers jump in with both feet before realizing the steps that they should take to find their dream home. Take a look at some of these home buying mistakes you should avoid while searching for your new home:

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Social Team

Tips for First-Time Home Buying

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Buying your first home should be an exciting time in your life, but it can be hard to stay levelheaded when you can quickly become overwhelmed. You have to assess your own finances, learn unfamiliar financial jargon, conduct endless research, and focus on a million other things. Here are a few tips to make your first home buying experience a little less stressful.

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Social Team

Post Graduation Financial Tips

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It's almost that time of year again--graduation season. If you are one of the lucky ones about to turn the tassel, you are probably bursting with excitement about many things. One of these things may be getting your first real salary. After years of making little money, your entry level job may seem you like hit the jackpot. However, it is now more important than ever to be smart with your money. Here are some important tips to ensure you make the most of your money early in your career:

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Social Team

Financial Advice for Young Adults: Part Two

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As you well know, college years are full of independence and personal growth. They also bring several new challenges and responsibilities. Of course these obviously vary from family to family, but this new season of life often begins the transition from financial dependence on mom and dad to independence. No matter where you are in this transition, there are several habits you can develop now to help you realize long-term financial success and there's no better time than now to get started.

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Social Team

10 Great Ways to Spend an Income Tax Refund

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Expecting a substantial income tax refund this year? If so, you are in the majority - over 70 percent of Americans get money back at the end of the tax year, with the average refund being close to $2,000. Rather than having those precious dollars being absorbed into your normal spending routine, get the most out of your cash.

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Social Team

The Tax Man Cometh: Quick Tips

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Since we all know what the other certainty in life is (death), maybe we shouldn't be all that upset about the onset of tax season, right? And while it may seem that the tax code gets more complicated every year, the good news is there are also a lot more tools now than ever before to streamline the process of tax preparation and make sure you complete your return correctly. Here are a few tax hacks to dial down the pain.

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Social Team

Financial Advice for Young Adults

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It can be tough growing up and not having enough money to spend on things you want to have or experiences you want to take part in. And even when you start making money, you may not understand how to do so wisely and save smartly, especially since so many high schools don't offer a personal finance course.

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Social Team

Retirement Planning Starts Early

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Ask a twenty-something professional what's on their short list of priorities, and it's doubtful you'll see "retirement planning" on there.  Then again, this is a time in life when choosing the right career path is a little more pressing than thinking about leaving it.

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Social Team

Marriage and Money

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When it comes to newlyweds or a recently engaged couple, it can be easy to get caught up in the honeymoon phase of your relationship and disregard financial issues in your relationship. It is easy to get sidetracked when you are wedding planning, searching for the perfect home or deciding how many children you want to have. While these are excellent topics to discuss, to ensure a healthy marriage we encourage you to discuss money matters.

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2972 Hits
Jennifer

Five Holiday Season Scams

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It's the time of year to spread holiday cheer. We're out purchasing that perfect gift from our favorite retailer or surfing online to fill our virtual basket full of goodies. Either way, we're happy to find the perfect gift for that special someone. This sense of holiday cheer also has a darker side - scams, hackers and fraud.

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3030 Hits
Sandra

Recognizing International Credit Union Day

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International Credit Union (ICU) Day has been celebrated on the third Thursday of October since 1948. The day is recognized to reflect upon the credit union movement's history and to promote its achievements. It is a day to honor those who have dedicated their lives to the movement and show members our appreciation. This year's theme, "Local Service. Global Good." emphasizes credit unions' positive impact in their communities locally and around the world.

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Sandra

You Can Model World Peace On Us

Royal Bahamas Police Force Band

At a time when global crises abound and tensions between countries are at an all-time high, the recent international conference of Caribbean and North American credit unions was a welcome relief and a model of cross cultural cooperation. This meeting was the result of a joint effort of the CCCU (Caribbean Conference of Credit Unions) and US based CUES (the Credit Union Executive Society). The conference was held at the end of June in the Bahamas.

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Jennifer

In The Community

CCCU's Street Team

Sometimes the best day at the office isn’t in the office at all. CCCU’s street team is made up of more than 40 smiling volunteers from across the credit union. You’re likely to see us in just about any corner of Broward County. Our mission? To show Floridians how they can earn more and save more by banking with City County Credit Union.

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Jennifer

When Is a Good Time to Trade in Your Car?

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I recently had a member ask me when would be a good time to trade in his car for a new one. The member had just recently financed his first car with us, so I wanted to give him as much information as I could to help him with his future needs. I’ve adapted my response below so that it can be useful for other members who may be wondering about the same thing.

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