First-Time Car Buyer

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Are You a First-Time Car Buyer?

Do you have little or no credit? Never had a car loan?


We can help with our First-Time Car buyer program.

The first time you buy a car it can be daunting, so let us help you navigate the process from start to finish. Our We Drive Auto Advisors can help you get the right car for the right price, even if you don’t have an established credit history.


Our First-Time Car Buyer Program features:

  • Down payment assistance of $1,000
  • Rates as low as 2.49% APR1
  • No Payments for 90 days2
  • A “How to Buy a Car” webinar


Register now to watch our First-Time Car Buyer webinar and to qualify for $1,000 down payment assistance.



1APR=Annual Percentage Rate. The rate quoted is for a well-qualified borrower when vehicle is sourced through We Drive and purchased at a We Drive participating dealer and finances with We Florida Financial. Payment Example: Estimated monthly payments on a 60-month auto loan at 2.49% APR=$17.75 per $1,000 borrowed. Rates are subject to change. Other rates, terms and rate discounts are available if you apply and qualify. Loans will not be financed below our floor rate. As of 8/1/21, our floor rate is 1.79% APR. 2During the deferred payment period, interest will continue to accrue on the deferred amount(s) and no late charge or penalty will be assessed. Refer to your GAP Policy for specific terms and conditions on your GAP coverage.