Earn More 2 16x9








If you’re someone who loves making the most of your money, look no further than our new EarnMore Checking account. 

Here's What You'll Get:

No Minimum Opening Balance Required 

Start your new account with as much or as little as you want

High Earnings

Our EarnMore account pays dividends of 3.00% APY* on balances up to $10,000, earn 0.25% APY* on funds over $10,000

ATM Fees Refunded

With an EarnMore Checking account, you'll be reimbursed up to $20 per month for ATM fees so you have the convenience without the expenses. 

Online Banking at Your Fingertips

EarnMore Checking gives you the freedom to manage your money online 24/7, from the comfort of your home, office, or anyplace. Of course, you can easily check your balances, deposit checks with your smartphone, or pay bills whenever you choose. 

Fraud Protection

This account gives you the benefit of We Protect, the credit union’s ID theft detection and recovery program. 


How To Qualify:

  • Minimum of at least $250 direct deposited into the account each month. 
  • Enroll in e-statements.
  • Make ten or more Visa Debit card pin-less transactions of at least $5 each every month.
  • A monthly maintenance fee of $5 will be assessed when the account requirements are not met. 




*APY Rates effective as of  10/31/2021. For EarnMore Checking, the dividend rate and APY may change monthly. There must be ten (10) pinless debit card transactions ($5 minimum per transaction) and one direct deposit ($250 minimum) that clear the account during each statement cycle and be enrolled in e-statements. When all conditions are met, ATM surcharges (up to $3 per transaction/maximum $20 per statement cycle) will be refunded and the premium dividend rate(s) will apply. When all conditions are not met, a default dividend rate will apply to the entire account balance, no ATM surcharge refunds will be given, and a $5.00 fee will be assessed. Fees may reduce earnings. We Florida Financial membership is required. Membership is open to individuals who live and work in select counties from Key West to Jacksonville. Members must maintain a savings account with a minimum balance of $5 for the duration of their membership.

**The $250 bonus will be paid the 1st day of the month following the 90th day the account was opened and has the required direct deposit and is enrolled in e-statements. Only one bonus offer per membership. The bonus may be reported to the IRS as income. Bonus offer may be withdrawn or changed at any time. Valid for new checking accounts opened between 10/31/2021 and 11/30/21.

Federally insured by NCUA



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