Turn your house into your Dream Home


With a low-rate HELOC!

2.79%* APR – Early Bird fixed rate for the first 12 months

A home equity loan (HELOC), commonly referred to as a second mortgage, may be an excellent way to utilize the equity in your home for a variety of reasons. It may be utilized to finance:

  • Home renovations
  • Educational expenses
  • Big-ticket purchases such as a boat, car, second home, or a once in a lifetime vacation
  • Unexpected major medical expenses
  • Consolidate credit card debt into a lower interest rate loan

*APR = Annual Percentage Rate. 2.79% APR for the first 12 months after date of closing. After 12 months the APR reverts to a variable rate. The rate is based on creditworthiness and LTV (loan to value) at the time of closing and the current prime rate +/- margin. Closing costs are waived, except for the origination fee, as long as the line remains open for 24 months.