Vehicle Loan Rates Learn more

Type
APR as low as1
Terms


New Auto


3.29%


Up to 60 months

Used Auto

4.49%

Up to 60 months

Older Used Auto2

9.49%

Up to 36 months

 

1APR=Annual Percentage Rate (rate of interest charged per year)
The rate quoted is for a well-qualified borrower who has a Premium membership. Payment Example: Estimated monthly payment on a 36-month auto loan at 3.29% APR = $29.00 per $1,000 borrowed. Rates are subject to change. Other rates and terms are available if you apply and qualify. Loans will not be financed below our floor rate. As of 04/24/2022, our floor rate is 3.29%.

2Auto with over 100,000 miles or a 2015 model year vehicle or older

Rates and terms are subject to change without notice.
Terms vary based on collateral, loan amount, and creditworthiness. Ask us for details.

Motorcycle Loan Rates Learn more

Type
APR as low as1
Terms

New Motorcycle

2.99%

Up to 60 months

Used Motorcycle

3.99%

Up to 60 months

 

1APR=Annual Percentage Rate (rate of interest charged per year)
Payment Example: Estimated monthly payments on a 60 month motorcycle loan at 2.99% = $17.97 and at 3.99% = $18.42 per $1,000 borrowed.

Rates and terms subject to change without notice.
Terms vary based on collateral, loan amount, and credit worthiness. Ask us for details.

Boat Loan Rates Learn more

Type
APR as low as1
Terms


New Boat


3.99%


Up to 84 months

Used Boat

4.99%

Up to 84 months

 

1APR=Annual Percentage Rate (rate of interest charged per year)
Payment Example: Estimated monthly payments on an 84 month boat loan at 3.99% = $13.67 and at 4.99% = $14.14 per $1,000 borrowed.

Rates and terms subject to change without notice.
Terms vary based on collateral, loan amount, and credit worthiness. Ask us for details.

Personal Loan Rates Learn more

Type
APR as low as1
Terms


Live Your Life Personal Loan


9.99%


up to 36 months

Ready Access Overdraft Line

9.99%

N/A

Certificate Secured Loan

Call us for our current rates

Varies

 

1APR=Annual Percentage Rate (rate of interest charged per year)
Payment Example: Estimated monthly payment on a 36 month Live Your Life loan at 9.99% = $32.28 per $1,000 borrowed.

Rates and terms subject to change without notice.
Terms vary based on collateral, loan amount, and credit worthiness. Ask us for details.

Home Loan Rates Learn more

Type
APR as low as1
Terms
Rates and terms subject to change without notice.
Terms vary based on collateral, loan amount, and credit worthiness. Ask us for details.

All We Florida Financial members start their membership with a savings (also called share) account. In addition to helping you save, this account entitles you, as a member and part owner, to share in the dividends and benefits the Credit Union offers.

Savings
Minimum to Open
Minimum Balance
Dividend Rate
APY1
Personal Savings Account
$5.00
$0.01
0.05%
0.05%
Club Account
$0
$0.01
0.10%
0.10%

Rates effective 03/01/2022. 

IRA Accounts
Minimum to Open
Minimum Balance
Dividend Rate
APY1
IRA Shares
$5.00
$0.01
0.15%
0.15%
Roth IRA Shares
$5.00
$0.01
0.15%
0.15%

Rates effective 03/01/2022. 

EarnMore Checking
Minimum to Open
Minimum Balance
Dividend Rate
APY1
EarnMore Checking: $0.01 - $10,000.00
(qualifications met)
$0
$0.01 - $10,000.00
2.96%
3.00%
EarnMore Checking: $10,000.01+
(qualifications met)
$0
$10,000.01 & over
0.25%
0.25%
EarnMore Checking: $0.01+
(qualifications not met)
$0
$0.01
0.05%
0.05%

Rates effective 03/01/2022. 

Business Accounts
Minimum to Open
Minimum Balance
Dividend Rate
APY1
Business Checking Plus: $2,500 - $49,999.99
$100.00
$2,500 - $49,999.99
0.10%
0.10%
Business Checking Plus: $50,000.00+
$100.00
$50,000.00+
0.10%
0.10%

Rates effective 03/01/2022. 

Investment Accounts
Minimum to Open
Minimum Balance
Dividend Rate
APY1
High Yield Accumulation Account
$0
$0.01
0.45%
0.45%
Personal Money Market Account
$2,500.00
$2,500.00
0.20%
0.20%
High Yield Investment Account
$10,000.00
$2,500.00
0.30%
0.30%

Rates effective 05/12/2022. 

Please contact a Credit Union employee or call us for further information about applicable fees and terms.

1APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.

Minimum Balance to Earn Stated APY

Rates are subject to change without notice.  Some accounts require a specific minimum balance to earn interest.  Fees could reduce the earnings on an account.

Rate Information: The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends or earnings to be paid on an account based on the rate and frequency of compounding for an annual period. For Savings Products, the dividend rate and APY may change monthly as determined by the Credit Union's Board of Directors. 

Nature of Dividends: Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.

Compounding and Crediting: The compounding and crediting of dividends to each account type are set forth in this schedule. The dividend period is the period at the end of which an account earns dividend credit. Generally, the period begins on the first calendar day of each month and ends on the last calendar day of the same month.  

Accrual: For Savings Products, dividends will begin to accrue on non-cash deposits (e.g. checks) on the business day you make the deposit to your account. If you close your account before accrued earnings are credited, accrued earnings will not be paid.

Balance Information: The par value of a savings share in the credit union is $5. The minimum balance requirements applicable to each account type are set forth in this schedule. For Savings Products, there is a minimum average daily balance required to obtain the stated APY for the dividend period. If the minimum average daily balance is not met, you will not earn the stated APY. 

CD Term
Membership Level1
Minimum
to Open

Minimum Balance

Interest Rate
APY2
6 months
Basic/Value
$500.00
$500.00
0.40%
0.40%
6 months
Business
$500.00
$500.00
0.40%
0.40%
6 months
Select
$500.00
$500.00
0.50%
0.50%
6 months
Premium
$500.00
$500.00
0.65%
0.65%
9 months
Basic/Value
$500.00
$500.00
0.45%
0.45%
9 months
Business
$500.00
$500.00
0.45%
0.45%
9 months
Select
$500.00
$500.00
0.55%
0.55%
9 months
Premium
$500.00
$500.00
0.70%
0.70%
1 year
Basic/Value
$500.00
$500.00
0.55%
0.55%
1 year
Business
$500.00
$500.00
0.55%
0.55%
1 year
Select
$500.00
$500.00
0.65%
0.65%
1 year
Premium
$500.00
$500.00
0.80%
0.80%
2 year
CD Boost
$500.00
$500.00
0.60%
0.60%
2.5 years
Basic/Value
$500.00
$500.00
0.70%
0.70%
2.5 years
Business
$500.00
$500.00
0.70%
0.70%
2.5 years
Select
$500.00
$500.00
0.80%
0.80%
2.5 years
Premium
$500.00
$500.00
0.95%
0.95%
3 year
CD Boost
$500.00
$500.00
0.70%
0.70%
5 years
Basic/Value
$500.00
$500.00
1.00%
1.00%
5 years
Business
$500.00
$500.00
1.00%
1.00%
5 years
Select
$500.00
$500.00
1.10%
1.10%
5 years
Premium
$500.00
$500.00
1.25%
1.25%

 

For more information, please see our Investment page. Please contact a Credit Union employee or call us for further information about applicable fees and terms.

Federally insured by NCUA

2APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.

Minimum Balance to Maintain Stated APY

Rates and yields are subject to change without notice.  Some accounts require a specific minimum balance to earn the stated APY.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. No broker or institutional deposits will be accepted. 

Rates effective 05/12/2022.

Term
Membership Level1
Minimum
to Open

Minimum Balance

Interest Rate
APY2
1 year
Basic/Value
$500.00
$500.00
0.60%
0.60%
1 year
Select
$500.00
$500.00
0.70%
0.70%
1 year
Premium
$500.00
$500.00
0.85%
0.85%
2 year
CD Boost
$500.00
$500.00
0.60%
0.60%
2.5 years
Basic/Value
$500.00
$500.00
0.75%
0.75%
2.5 years
Select
$500.00
$500.00
0.85%
0.85%
2.5 years
Premium
$500.00
$500.00
1.00%
1.00%
3 year
CD Boost
$500.00
$500.00
0.70%
0.70%
5 years
Basic/Value
$500.00
$500.00
1.10%
1.10%
5 years
Select
$500.00
$500.00
1.20%
1.20%
5 years
Premium
$500.00
$500.00
1.35%
1.35%

For more information, please see our retirement page.   Please contact a Credit Union employee or call us for further information about applicable fees and terms.

Federally insured by NCUA

2APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.

Minimum Balance to Maintain Stated APY

Rates and yields are subject to change without notice.  Some accounts require a specific minimum balance to earn the stated APY.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. 

Rates effective 05/12/2022.

 

Term
Membership Level1
Minimum
to Open

Minimum Balance

Interest Rate
APY2
1 year
Basic/Value
$10,000.00
$10,000.00
0.65%
0.65%
1 year
Select
$10,000.00
$10,000.00
0.75%
0.75%
1 year
Premium
$10,000.00
$10,000.00
0.90%
0.90%
2 year
CD Boost
$10,000.00
$10,000.00
0.55%
0.55%
3 year
CD Boost
$10,000.00
$10,000.00
0.70%
0.70%

For more information, please see our retirement page.   Please contact a Credit Union employee or call us for further information about applicable fees and terms.

Federally insured by NCUA

2APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.

Minimum Balance to Maintain Stated APY

Rates and yields are subject to change without notice.  Some accounts require a specific minimum balance to earn the stated APY.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. 

Rates effective 05/12/2022.

Term
Membership Level1
Minimum
to Open

Minimum Balance

Interest Rate
APY2
6 months
Basic/Value
$50,000.00
$50,000.00
0.45%
0.45%
6 months
Business
$50,000.00
$50,000.00
0.45%
0.45%
6 months
Select
$50,000.00
$50,000.00
0.55%
0.55%
6 months
Premium
$50,000.00
$50,000.00
0.70%
0.70%
1 year
Basic/Value
$50,000.00
$50,000.00
0.60%
0.60%
1 year
Business
$50,000.00
$50,000.00
0.60%
0.60%
1 year
Select
$50,000.00
$50,000.00
0.70%
0.70%
1 year
Premium
$50,000.00
$50,000.00
0.85%
0.85%
2 year
CD Boost
$50,000.00
$50,000.00
0.55%
0.55%
3 year
CD Boost
$50,000.00
$50,000.00
0.70%
0.70%

For more information, please see our Investment page.   Please contact a Credit Union employee or call us for further information about applicable fees and terms.

Federally insured by NCUA

2APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.

Minimum Balance to Maintain Stated APY

Rates and yields are subject to change without notice.  Some accounts require a specific minimum balance to earn the stated APY.  A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. No broker or institutional deposits will be accepted. 

Rates effective 05/12/2022.