We are currently experiencing high call volume with longer than usual wait times. Account information can be accessed online. We are here for you during COVID-19 with updates on how We Florida Financial is supporting our Members and what we are doing to stay focused on serving your financial needs while helping to contain the spread of the virus within our communities. Learn more...

Mortgage Refi


Considering refinancing your home? We are here for you!

If you're looking to lower your payments or even shorten your loan term, we can help with mortgage rates as low as 2.625% / 2.733% APR* on a 15-year fixed mortgage.

Other Mortgage options Available:

  • Refinance options include 15,20 and 30-year Fixed Mortgages
  • NO Intangible Taxes


or call 954-745-2400 and press OPTION 4


*Payment example: Based on a rate/term refinance or purchase transaction, fixed rate mortgage for a 15 year term; $250,000.00 loan amount; 2.733% Annual Percentage Rate (APR); and 80% LTV. The Annual Percentage Rate and terms are accurate as of 05/20/2020 and are subject to change at any time. Monthly payment is $1,681.72 for 180 months, which includes principal and interest. Payment shown does not include taxes or insurance, actual payment may be greater. Borrower is responsible for all closing costs. This is not a commitment to lend. You must be at least 18 years of age. Other restrictions may apply. Other programs, rates and terms are available if you apply and qualify. We Florida Financial NMLS ID: 705683. Rates available for purchases and refinances. The LTV and CLTV limits may vary depending on the property type, loan amount and occupancy. Property must be located in the State of Florida. Members must open and maintain a savings account with a minimum balance of $5 for the duration of their membership.