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EARNMORE SAVE MORE
Ready for more in a checking account? You've earned it! It's not a myth. It exists and we have it. Our EarnMore account will help you check off all the right boxes.
No Minimum Opening Balance Required
Start your new account with as much or as little as you want, there are no minimums to begin.
High Earnings
Our EarnMore account pays dividends of 3.00% APY* on balances up to $10,000, earn 0.25% APY* on funds over $10,000.
ATM Fees Refunded
With an EarnMore account, get reimbursed up to $20 per month for ATM fees so you have the convenience without the expenses.
Fraud Protection
This account gives you the benefit of We Protect, We Florida Financial’s ID theft detection and recovery program.
*APY Rates effective as of 08/30/2021. For EarnMore Checking, the dividend rate and APY may change monthly. There must be ten (10) pinless debit card transactions ($5 minimum per transaction) and one direct deposit ($250 minimum) that clear the account during each statement cycle and be enrolled in e-statements. When all conditions are met, ATM surcharges (up to $3 per transaction/maximum $20 per statement cycle) will be refunded and the premium dividend rate(s) will apply. When all conditions are not met, a default dividend rate will apply to the entire account balance, no ATM surcharge refunds will be given, and a $5.00 fee will be assessed. Fees may reduce earnings. We Florida Financial membership is required. Membership is open to individuals who live and work in select counties from Key West to Jacksonville. Members must maintain a savings account with a minimum balance of $5 for the duration of their membership.
Federally insured by NCUA
Checking Accounts Add Up
Have you considered a checking account? Believe it or not, these can give you good dividends. It all depends on the account itself.
We Make Switching Easy
Our automated account switching solution makes it easy for you to quickly and securely switch over your recurring direct deposits and automatic account payments.
