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Lori

Why Financial Education is So Important

Why Financial Education is So Important

I took a trip to the department store with my family one Saturday afternoon. I had just turned 16 and I noticed a huge banner that said, “JOB FAIR” on a well-known store’s entrance. I broke away from my family to go check it out. A woman ushered me into a small office, handed me a clipboard and told me once completed, to hand it to the HR representative behind a glass counter. I had no idea what I was doing but I figured I should go ahead and do as I was told.

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Social Team

3 Differences Between Credit Unions and Banks that Matter

3 Differences Between Banks and Credit Unions

It's obvious that big banks spend heavily on marketing and advertising to attract new customers. But many of us remember the financial crisis and how massive corporate institutions mishandled hard-working Americans' money. That's why everyday people often consider an alternative to these corporate giants.

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Social Team

A Brief History of Flight

A brief history of flight

Nowadays people take it for granted that you can just hop in an airplane and get to the other side of the Earth in less than a day. However, this wasn't always the case. Modern aviation has been around for about a hundred years, although ancient peoples have been dreaming about flight from the dawn of time.

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Social Team

Benefits of Using E-statements

Benefits of Using E-statements

In this day and age, doing good for the environment should be a priority on everyone's mind. From cleaning up trash to reducing waste, people from all over the world are doing what they can to improve this planet. One way that’s done involves using e-statements over traditional paper statements. Although it seems like a minimal change, using e-statements can lead to some amazing benefits. While environmental change is a leading benefit, using e-statements poses some other incredible advantages. See below for a list of the benefits.

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NXG Strategies

It’s Open Season on Tax Fraud. Stay Safe!

Protect yourself from Tax Fraud.

Tax time is here! As you prepare your returns this year it is important to remember that it’s peak season for tax fraud schemes. Tax fraud happens when someone uses your Social Security Number (SSN) to apply for your refund or to intimidate you into paying money that you do not owe. Criminals can also use your SSN to get around employment verification requirements or avoid being found out if they are on a list such as a sex offender registry.

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Social Team

Millennials and Retirement: How To Avoid Falling Short Of Your Goals

We Florida Financial helping Millennials reach their retirement goals.

When millennials entered the workforce at the turn of the present century, they faced an economy impacted by the Dot.com and mortgage industry bubble collapse, and both the automotive and mortgage industries were in crisis. For this highly educated workforce, the uncontrollable economic impact would threaten to leave Millennials employed at lower wage levels - and many without the corporate benefit of a retirement plan.

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Social Team

We Boost Financial Fitness for Millennials

We Boost Financial Fitness for Millennials

As a massive group of individuals that recently transferred into adulthood and the largest generation currently in the labor force, millennials have a big impact on the financial landscape in many ways. As a generation, they stress a number of ideals that impact their relationship to finance, as well as their spending, saving, and investing habits.

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Social Team

How Millennials Can Improve Their Credit Scores

How Millennials Can Improve Their Credit Scores

Last summer, credit reporting agency Experian released some sobering data on Millennial credit scores. Older Millennials, or those between 29 and 35, have an average credit score of only 665, while younger Millennials aged 22 to 28 are an average of 13 points lower, at 652.

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Lori

Things to Consider Before Moving

Things to consider before moving

Americans move an average of 11 times in their lifetime. Packing up and moving out of your home is a big undertaking. Especially when you have accumulated years of “stuff”. Moving across town is tough. But moving across the country? Now that can be stressful. I moved from Texas to Florida last year and I learned a lot of definite “to-dos” and even more importantly, “what not to-dos”. If you’re planning on relocating to a different city or even state, here are some things to think about before making the big move.

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Sandra

Kick those post- holiday blues!

Kick those post-holiday blues!

It’s official. The holidays are over. As you take down the tinsel and the ornaments, put away the bone china, wash the linens and adjust to the quiet of a house without fifteen guests, you feel a natural depression. How can you beat these post-holiday blues?

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Lori

What is life insurance and is it right for you?

What is life insurance and is it right for you?

No one is ever certain about how life will turn out. This is why we often secure our assets and protect our family with insurance: car insurance in case we get into an accident and total the vehicles, home insurance for an unexpected natural disaster, and even pet insurance to secure our beloved furry members of our family.

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Lori

Debit Cards vs. Credit Cards: Which is better?

Debit Cards vs. Credit Cards: Which is better?

They are both small plastic cards that you can use to buy stuff and you probably have one of each in your wallet or purse. But did you know they each have distinct differences? Debit cards and credit cards can both be great tools to use when purchasing goods and services. Is one better to use than the other? First, let’s find out how each works.

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Sandra

What you might not know about your credit union.

ftl branch

You might already be a credit union member or perhaps someone who has thought of joining one. But how much do you really know about credit unions? Here are a few interesting facts to consider.

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Social Team

How much of your income should you save?

man saving money in jar

Your ideal savings rate depends on your goals and when you want to reach them. Are you saving for retirement? A vacation? Creating an emergency fund? There are also a variety of circumstances that can affect how much you should save. We’re going to breakdown the savings timelines and factors that go into figuring out how much to save and when.

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What are CDs and IRAs?

couple looking at computer

Are you thinking about investing but aren’t sure where to begin? CDs and IRAs are a good, low risk place to start. In this blog, we will explain just what these are and when it would be a good time to invest.

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Jennifer

Act Quickly if you Miss the April Tax Filing Deadline

tax deadline

Although it might be hard to believe, the consequences of missing the April income tax filing deadline can be even more frustrating than completing the return in the first place.

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Social Team

Tips to Keep You Safe During Tax Identity Theft Awareness Week, January 29 - February 2, 2018

senior man with tablet

It’s tax time! Have you ever considered that you could be at risk for tax identity theft? Tax identity theft occurs when a thief files a fraudulent tax return using your Social Security number and collects your refund. It also occurs when someone uses your Social Security number to earn wages and sticks you with the tax bill. Often, people do not realize they are the victim of tax identity theft until after the crime, when they try to file their taxes.

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Social Team

Paying for School with We Florida Financial

woman using smartphone

Are you ready for the new school year? Whether you are gearing up for new school supplies, planning to move to campus for freshman year, or entering grad school, you are most likely confronting the issue of how to pay for school. There are a variety of options when it comes to financing education. 

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Social Team

Higher Education 101: Saving for College

student with tall stack of books in library

School is out and summer has begun. It’s a season of graduations and new beginnings for young people across the country. The financial burden of college is a popular topic among recent high school and college graduates. Even the most financially stable young adults find themselves seemingly overwhelmed with bills. Everyone seems to have some advice to give, but one of the simplest ways to successfully save for college is simple: stick to a plan.

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Social Team

6 Financial Lessons to Teach Your Elementary-Aged Kids

mother and daughter on sofa with laptop

Kids have been back in school for nearly three months learning math, science, and history. Learning financial responsibility starts at home - and it’s a lesson best begun early. If you’re not sure where to begin, here are 6 lessons to teach your kids about money to help them become responsible adults.

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