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Our Rates Help You Get Ahead!

Rates Page

Deposit Rates (Earnings)

Effective 05/02/24
Personal Checking
Min. to Open
Min. Balance
Dividend Rate
APY 1
Ultra Checking
$50
$1,500
4.89% on first $10,000. Then 1.49%.
5.00% on first $10,000. Then 1.50%.
Prime Checking
$50
$1,500
1.50%
1.51%
Fabulous 50+ Checking
$50
$0.01
1.00%
1.00%
emPower Checking
$50
$0.01
1.00%
1.00%
Essential Checking
$50
$0
0.00%
0.00%
Business Checking
Min. to Open
Min. Balance
Dividend Rate
APY 1
emPower Business Checking
$1,500
$1,500
1.00%
1.00%
Essential Business Checking
$50
$0
0.00%
0.00%

Loan Rates

Effective 05/02/24

Personal Loan Rates

Type
APR as low as 1
Terms


Personal Loan


11.25%


Up to 36 months

Ready Access Overdraft Line

11.25%

N/A

Certificate Secured Loan

Contact us

Varies


1 APR=Annual Percentage Rate (rate of interest charged per year)
Payment Example: Estimated monthly payment on a 36-month Live Your Life loan at 11.25% = $32.86 per $1,000 borrowed.
Rates and terms are subject to change without notice.
Terms vary based on collateral, loan amount, and creditworthiness. Ask us for details.

Notes

Minimum Balance to Earn Stated APY
¹ APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.
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