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3 Reasons Why Credit Unions Offer Better Interest Rates on RV Loans in Florida

Family planning trip on RV.

If you've been dreaming about owning a recreational vehicle (RV) but you've been having difficulty finding a lender that offers reasonable interest rates, have you considered signing up for membership with a credit union? In Florida, one of the most trusted credit unions is We Florida Financial; so if you want better interest rates on RV loans in Florida, you shouldn't pass up the chance of becoming a member of this premier credit union.

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Consolidated Credit

Understanding the Effects of Missed Payments

A young couple going through their financial records in the comfort of their home.

Two surveys came out recently that investigate how likely credit card users are to miss a payment. The first survey from Nerd Wallet polled 2,000 people to find out how many had made a delinquent payment. The second survey from CreditCards.com polled 1,000 adults to ask the same type of question.

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17 Hits
Tom

Getting Serious About Retiring

A senior African American couple enjoy an evening on the town with ice cream

As I approach retirement I am looking at my finances and wondering when I should actually retire and will I have enough money to live on. Will I be financially comfortable in retirement? I believe when planning for retirement you should have two goals in mind.

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21 Hits
Social Team

Top Reasons To Refinance Your Recreational Vehicle Loan

Camper Van Summer Trip. Scenic Landscape and the Recreational Vehicle.

If someone gave you $100 with no strings attached, you would it take it, wouldn’t you? Yet every year, thousands of boat and RV owners miss the chance to take home hundreds of dollars by choosing to refinance their loans at lower rates. There are plenty of reasons to refinance your recreational vehicle loan, but here are some of the best:

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24 Hits
Sandra

It’s the holiday season – tips to save your money and your mind.

woman carrying shopping bags

It’s the season for joy and happiness. It’s also the time to shop, shop, shop. The National Retail Federation estimates that Americans spend an average of $940 every year on seasonal expenses. It’s a large amount to spend in a few weeks. More significantly however, the spending is accompanied by frenzy and stress. In fact, the American Psychology Association ranks the pressure of gift giving as one of life’s top four stressors.

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120 Hits
Sandra

How to make an extra $1,000

Woman walking many dogs.

Could you use an extra $1,000? Who couldn’t? No need to whip out your resume or ask your rich uncle for a loan. Here are five ways in which most of us can earn some cash honestly and easily.

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435 Hits
Tom

The Qs and As about Credit Scores

man holding phone looking at his credit score

What credit score should you really be striving for?

Most people have heard the old adage that the higher your credit score the better. We all know that a good credit score means lower rates when you want to obtain a loan on a car, mortgage and other large ticket item. The truth is that financial institutions use ranges to determine interest rates on a loan.

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161 Hits
Social Team

How much of your income should you save?

man saving money in jar

Your ideal savings rate depends on your goals and when you want to reach them. Are you saving for retirement? A vacation? Creating an emergency fund? There are also a variety of circumstances that can affect how much you should save. We’re going to breakdown the savings timelines and factors that go into figuring out how much to save and when.

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896 Hits
Social Team

What are CDs and IRAs?

couple looking at computer

Are you thinking about investing but aren’t sure where to begin? CDs and IRAs are a good, low risk place to start. In this blog, we will explain just what these are and when it would be a good time to invest.

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532 Hits
Jennifer

Act Quickly if you Miss the April Tax Filing Deadline

tax deadline

Although it might be hard to believe, the consequences of missing the April income tax filing deadline can be even more frustrating than completing the return in the first place.

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320 Hits
Sandra

5 Reasons to Refinance Your Mortgage

a couple reviewing paperwork with a bank staff member

Refinancing. You hear the term in the media almost every day especially in this low rate environment. Refinancing means paying off your existing mortgage with a new one. Should you do it? Consider these five reasons why refinancing may be right for you.

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614 Hits
Sandra

5 Ways to Spend Less on Food

a man chopping food on a small cutting board while a woman beats eggs in a bowl.

When it comes to our finances, most people underestimate just how much they spend on food.  And while we can get rid of other expenses, food is the one line item that we cannot eliminate. We can however, spend a lot less with a bit of thought and planning.

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837 Hits
Social Team

How to Choose the Right Loan – the Ins and Outs

woman at laptop with smartphone

If you are looking for a mortgage, a home equity loan, an auto loan, or a personal loan, you want to feel like you are getting the best loan available. Keep these items in mind while you are shopping for a loan:

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609 Hits
Social Team

Five Ways to Get Out of Credit Card Debt

woman window shopping with credit cards

Depending upon how much credit card debt you have, being debt-free can seem daunting or even unattainable. Developing a plan is the most important first step to attaining a debt-free life. Without a plan, it can feel like you’re not making any noticeable progress. Here are five important steps to take to get rid of your debt.

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814 Hits
Sandra

5 Tips on Caring for Your Aging Parents Without Going Broke

man at cafe; photo by Jeff Sheldon on Unsplash

"Once a man, twice a child.” People from the Caribbean know exactly what that means. It’s the inevitable circle of life. Humans begin life as helpless children and later, we again become dependent on others for assistance. In our forties and fifties, we will all see our parents aging and becoming more dependent. Then before we know it, the tables become completely turned and we begin to assume the role of caretakers.

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987 Hits
Social Team

Tips to Keep You Safe During Tax Identity Theft Awareness Week, January 29 - February 2, 2018

senior man with tablet

It’s tax time! Have you ever considered that you could be at risk for tax identity theft? Tax identity theft occurs when a thief files a fraudulent tax return using your Social Security number and collects your refund. It also occurs when someone uses your Social Security number to earn wages and sticks you with the tax bill. Often, people do not realize they are the victim of tax identity theft until after the crime, when they try to file their taxes.

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488 Hits
Jennifer

The End of the Home Equity Loan Interest Deduction – What Does It Mean For You?

couple doing paperwork at a laptop

As the saying goes, all good things must come to an end. Homeowners have been able to deduct interest paid on home equity loans and lines of credit for decades. Thanks to the new tax law, that deduction is now gone.

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571 Hits
Sandra

10 Ways to Save on Holiday Shopping

happy couple window shopping

‘Tis the season. No matter what we say, most of us will end up spending a significant amount on holiday gifts. After all, no one wants to be a Scrooge. But never fear. There are ways to save hundreds of dollars this year on your holiday shopping, both online and in person. Here are 10 suggestions:

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956 Hits
Social Team

Determining Wants vs. Needs to Reach Financial Independence

tiles that spell money surrounded by currency

Here’s something we can all agree on: it would be nice to save more money. But you don’t necessarily have to earn more in order to save more.

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1255 Hits
Social Team

Car Loans Through We Florida Financial

man leaning out of car window

Do you have your eye on a shiny new vehicle that would fit perfectly in your driveway? Or will you soon need a bigger car, an additional car for a new driver, or a more energy-efficient vehicle? Purchasing a car or truck is a big decision with many variables, and we’d like to alleviate worries about one of those variables: the car loan.

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1703 Hits