Produced by Ann Davidson, VP of Risk Consulting at Allied Solutions
As the holidays approach, credit union employees and members must become increasingly aware of scams and identity theft and other forms of fraud. Combating fraud is easy when the credit union and member are fully aware of the types of scams and how to avoid them.
Being a new graduate, and presumably headed towards joining the workforce, becoming a member of a credit union is a wise move. But why should you join a credit union?
When it comes to car loans borrowers usually turn to their banks or the car dealer for financing. But did you know that an auto loan from a credit union provides more long-term benefits?
When it comes to credit union memberships, a lot of people are hesitant about joining because of common misconceptions. Despite the high interest rates and fees imposed by banks, people still choose them over credit unions when in fact, there are numerous benefits to becoming a member—benefits you won't receive from traditional financial institutions.
We Florida Financial provides four types of home loans to cater to the different needs and situations of our members.
Reasons To Be Optimistic About Mortgages in Florida
Home prices in Florida are steadily rising. This means it's a more advantageous period for buyers who want to buy or swap homes, especially compared to market conditions years ago. For mortgages in Florida that suit every type of budget, We Florida Financial is a trusted name among credit unions in the area.
First-time car owners aren't all the same. Some may spend plenty of time finding the best deal while others let down their guard and trust whatever financing the local dealership offers. If you've realized too late that you signed up for a bad deal, vehicle refinancing can give you some breathing room in your budget and extra savings in your wallet.
When it comes to home financing, a home equity loan can be categorized in two ways: a home equity line of credit and a home equity loan. While they may appear similar at first, they have fundamental differences that make one more appropriate than the other, depending on your needs.
Vehicle refinancing is an easy way to lower your monthly car payment while getting a little extra cash for your budget. At We Florida Financial, you can lower your interest rate by 1% or more and get a cash bonus of up to $250.
Generally, mortgages can be categorized as fixed rate and adjustable rate. As their name implies, fixed rate mortgages will mean you have a fixed interest rate and steady monthly payments. An adjustable rate mortgage means your monthly payments could change if interest rates change.
If you're a first-time home buyer, a loan may already be on your to-do list. Here are a few helpful tips to help you through the process:
We Florida Financial's First Time Home Buyer Program was designed to help first-time home buyers navigate the entire real estate financing process.
One of the most common mistakes of first time home buyers is underestimating the true cost of home ownership. Unfortunately, this mistake isn't exclusive to first time home buyers. Mortgages in general can be difficult to navigate without guidance, which is why We Florida Financial's mortgage loan officers are always ready to assist members to choose and understand their mortgage options.
You’ve closed on your new home and moved in. That’s it? Not necessarily. Protecting your investment and building equity should be next on your agenda.
According to the latest housing data released by Florida Realtors® in 2016, Florida’s housing market is growing at a moderate pace, thanks to a tight housing supply that's projected to boost demand even more.
Now might be a good time to buy a second home in Florida while prices are still affordable. Whether you're buying a single-family home or a condo, We Florida Financial offers a fixed rate mortgages for Florida home loans.
Home Equity Loans are an affordable and flexible source of funds for a variety of needs. Using Home Equity Loans for home improvement or remodeling projects means you are able to invest your money in the most beneficial place—your home.
Compared to banks, credit unions have yet to catch up in terms of popularity. However, there are many benefits to becoming a member of a credit union. If you've ever wondered about how to join a credit union in your area, there are a few things to know about the basic requirements for membership.
Service fees and fears over identity theft shouldn't scare you away from carrying plastic for good. Here are some compelling reasons why you should consider, or reconsider, getting a credit card if you don't have one yet:
When shopping for car loans, you may be wondering how different lenders come up with a range of rates for you. While they may have their own formulas and calculations, they are generally guided by the three C’s: collateral, capacity to repay, and credit history.
Routing #: 267078325
Sure, Let's Go!